Minimum repayment and installment repayment with a credit card are two ways to extend the repayment period.

Bill installment is a repayment method that agrees on the repayment period and fees in advance;

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The minimum repayment period is not fixed, and you can control the usage time by yourself. Interest is calculated on a daily basis and compounded monthly.

You can choose according to your own needs: credit card bill installment or credit card minimum repayment fee;

Minimum repayment: as long as you pay according to the bill before the due payment date The minimum repayment amount will not incur late payment fees or affect your personal credit, but it will incur recurring interest. All consumption in the current period will accrue interest from the accounting date (usually the second day after consumption). Interest will be 0.5% per day until you pay it all off.

Bill installment: If there is a handling fee for bill installment repayment, our bank provides cardholders with personalized 2, 3, 6, 10, 12, 18, 24 and 36 installments There are multiple options for the period, and the single-period handling rate ranges from 0 to 1.67. The actual rate and period number are subject to the system evaluation results of the application order.