vivo exclusive credit card is Guangfa's credit card, which also has the function of credit card consumption. Only two credit cards from different banks have independent credit card quotas.

according to article 7 of the measures for the supervision and administration of credit card business of commercial banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.