Under normal circumstances, China UnionPay Express can swipe the credit card about 6 times a day, and too many times will be controlled by the wind. The daily payment limits of different banks of China UnionPay Express are different, and the payment limits of debit cards and credit cards of the same bank in China UnionPay Express are also different. The following are the daily payment limits of several banks commonly used by China UnionPay Express Rail:

1. ICBC: the daily limit of debit card is 50,000 yuan, and the daily limit of credit card is 1 10,000 yuan.

2. Agricultural Bank: the daily limit of debit card is 654.38+10,000 yuan.

3. Bank of China: the daily limit of debit card is 5,000 yuan, and the daily limit of credit card is 500,000 yuan.

Four. China Construction Bank: The daily limit of debit card is 50,000 yuan.

5. Bank of Communications: the daily limit of debit card is 20,000 yuan.

6. Postal Savings Bank: the daily limit of debit card is 6,543,800 yuan.

7. China Merchants Bank: The daily limit for debit cards is 5,000 yuan.

8. CITIC Bank: The daily limit for debit cards is 50,000 yuan.

Nine. Industrial Bank: The daily limit of debit card is 50,000 yuan.

China UnionPay Express is an APP, which is a non-cash mobile transaction settlement tool. Under the guidance of the People's Bank of China, China UnionPay jointly developed, built and operated a mobile payment APP with commercial banks, payment institutions and other industries, and officially released it on 20171kloc-0/2.

China UnionPay Express APP has three core functions: payment, discount and card management. China UnionPay Express APP, UnionPay mobile phone flash payment and UnionPay QR code payment are the three major mobile payment products of UnionPay.

In August 2020, the number of users of China UnionPay Express APP exceeded 300 million.

As a unified new entrance for mobile terminals jointly created by all parties, the unified bank APP "China UnionPay Express" brings together the mobile payment functions and rights concessions of various institutions, and strives to become a mobile payment housekeeper for consumers to save money and worry. Consumers can bind and manage various bank accounts through the "China UnionPay Express" APP, and use the mobile payment services and preferential rights of various banks.

First of all, the UnionPay risk system integrates the risk rating information such as the cardholder's entity UnionPay card information and mobile device information to ensure the cardholder's safety during the application and use.

Secondly, based on the networking characteristics of mobile devices, UnionPay provides remote management services for China UnionPay Express products, and remotely manages China UnionPay Express products that may have risks to protect the rights and interests of cardholders.

Thirdly, in terms of security, China UnionPay Express products apply security technology, improve business processing rules, introduce mechanisms such as risk compensation and advance payment, and provide 72-hour card loss guarantee service. For individual sudden risk events, it can quickly solve the problem of user's capital loss and protect the legitimate rights and interests of users.