In general, refusing credit card approval means that the applicant has not applied for a credit card from the bank and the bank refuses the applicant. Generally speaking, the bank refuses the applicant's request because the applicant does not meet the credit card application conditions stipulated by the bank. After being rejected by the bank, the applicant can consult the reasons for the failure and then solve them one by one according to the reasons. After settlement, they can apply again or choose other banks to apply.

What is a credit card?

Credit cards are bank cards issued by banks for customers with good credit records. As the name implies, only individuals with good credit can handle it. When handling, you can bring your valid ID card to the bank counter or online. After successful processing, the cardholder can use the credit card to make the first consumption at the relevant consumption place, and then repay. After using the credit card, users need to repay within the specified repayment time, otherwise it will lead to overdue and form a bad credit record.