How to apply for a postal credit card

1. For a credit card from the Postal Savings Bank of China, you need to bring your ID card and relevant information to a nearby Postal Bank branch to apply for a credit card. Because it is not possible to apply through online channels, even if the user applies for the first Postal Savings Bank credit card, an interview will be conducted when applying offline, and the user does not need a second interview.

2. In addition, after submitting the credit card application, if it passes the review, the Postal Savings Bank of China will send a text message to inform the user. At this time, the user only needs to wait patiently for the card to be sent.

How to apply for a postal credit card?

To apply for a Postal Bank credit card, you need to go to the business hall. The main card applicant must be a mainland Chinese resident who is over 18 years old and under 60 years old. To apply for the main card, you need to provide a copy of the applicant's ID card and proof of employment. The materials to be submitted include any one of proof of financial resources and proof of interest in dealings with our bank.

To apply for an additional card, you need to provide a copy of the applicant’s ID card. The relationship between the supplementary card applicant and the principal cardholder must be direct relatives. Mainland Chinese residents who are over 16 years old and under 60 years old can be applicants for the supplementary card.

Extended information:

Article 43 of the "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks" shall not be used to issue credit cards through automatic card issuance by the entire system for customers who apply for the bank's credit cards for the first time. Credit card applicants should be subject to strict review and strengthen risk prevention and control when they have the following circumstances:

(1) Leaving relevant suspicious information or criminal records in the identity information system;

(2) There is no credit record in the credit reporting system;

(3) There are bad records in the credit reporting system;

(4) There are multiple banks in the credit reporting system Loan or credit card credit records;

(5) Business travel cards and business purchase cards issued by the unit;

(6) Risk information obtained through other channels.