If it is a general card or a gold card, there is no annual fee for not activating the card. Platinum card or other advanced credit card, if the credit card is approved, regardless of whether the user activates the card, an annual fee will be charged. If the credit card is not activated, it will not have a significant impact, but the bank may refuse the application because it does not need a credit card.

In addition, the card should be activated within the validity period, and it will automatically expire after the validity period.

Can a credit card be activated if it is not in person?

I didn't activate the credit card myself. The user shall go through the activation formalities at the bank counter with his/her valid ID. However, if others have the cardholder's original ID card and other related materials, and can obtain the cardholder's mobile phone verification code, it is possible to activate the credit card. You can't activate the program after the deadline.