20 yuan is required to activate the bank card. According to the profile of Huaxia Bank, 20 yuan's credit card means that 20 yuan needs to activate the bank card. Huaxia Bank is the fifth listed bank in China. Huaxia Bank was established in Beijing on June 1992+00. 1March 1995, shareholding system reform; In September 2003, it made its initial public offering and became the fifth listed bank in China.