Failure to apply for a temporary credit line proves that your comprehensive evaluation can't meet the requirements of the bank. For most banks, users need to maintain a good credit record for at least half a year, and pay back on time every month, especially the monthly credit card spending needs to reach a higher quota, in order to qualify for adjusting the temporary quota. :

Temporary credit line, as the name implies, is the total credit line temporarily increased by banks on the basis of permanent credit line to meet the temporary needs of customers. According to the regulations of the bank, the general temporary credit line is raised by 2% on the basis of the permanent credit line, and it has a certain validity period.

generally speaking, the credit limit is comprehensively evaluated according to the information filled in and relevant supporting documents provided by individuals when applying for a credit card, and the main card and the supplementary card * * * enjoy the same credit limit. When the cardholder needs to use a higher credit line in a certain period of time because of traveling abroad, decorating his new house, getting married, and studying abroad for his children, the bank can provide the service of raising the temporary credit line.

raising the temporary credit card limit will enable cardholders to enjoy the convenience of spending by swiping their cards at the peak of consumption, but the temporary credit limit does not enjoy revolving credit. The actual credit card limit exceeding the original credit limit will be included in the minimum repayment amount of the current statement, which needs to be paid off in one lump sum before the due repayment date.