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How to apply for a credit card on mobile phone

How to apply for a credit card via mobile phone

As for how to apply for a credit card via mobile phone, you can use the following methods.

1. Apply for a credit card on the mobile web page

Search directly on the mobile browser for the official website of the credit card you want to apply for. After entering the website, click on the application page for the credit card and select the type of card to apply for. , read and agree to the relevant regulations, fill in the relevant information on the application page, and then submit.

2. Apply via bank mobile client

This is the most direct and safest way to apply for a card. You only need to download the mobile APP of a certain bank and then find the relevant information in the app. The processing window, and then follow the process step by step. However, this method can only view the credit card information related to a single bank and cannot compare it with other banks. This makes it difficult for many cardholders who do not know what kind of credit card they want to apply for.

3. Apply for a credit card on WeChat

WeChat is not only a social tool, but also meets people's needs for shopping, reading, financial management, etc. You can also apply for a credit card. Almost every bank has a WeChat public platform, which can provide customers with "one-stop" services such as credit card application, progress inquiry, credit card activation, bill inquiry, etc. Customers can apply for a credit card as long as they follow the official account of the issuing bank of the credit card they want to apply for. And after binding a credit card on WeChat, you can query credit card related information with one click, which is very convenient and fast.

4. Apply for a card on mobile QQ

First, log in to mobile QQ, then click on the personal avatar in the upper left corner and select the "QQ Wallet" option; secondly, click on "QQ Wallet" In the lower left corner of "Wallet Account", you will see our wallet account balance and other information. At the bottom is "Apply for Credit Card". Just follow the prompts.

5. Application for other third-party applications

How to apply for a credit card on a mobile phone

If you want to apply for a credit card on a mobile phone, you must first make sure your mobile phone is a smart phone Mobile phone, secondly, your mobile phone cannot be in arrears, and thirdly, your mobile phone signal should be good and it is connected to the Internet. Then you can apply for the card through the following methods:

Method 1. Mobile webpage Apply.

1. If you have a bank you want to apply for and a favorite credit card, you can open the official bank credit card website through your mobile browser. After entering the official website, find the credit card you want to apply for, click the application button of the credit card, and open Just fill in the relevant information according to the prompts on the application page, and then submit.

2. This method of applying for a card has certain limitations, that is, the choices are relatively single, and you cannot browse the credit card information of multiple banks at the same time and compare them with each other.

Method 2: Apply via mobile phone WeChat.

1. Open WeChat on your mobile phone, follow the credit card center of each bank through the search function of WeChat, enter the credit card center public account, find the card application information on the bottom menu bar, and click the information to open the application page , select the credit card you want to apply for, fill in the relevant information and submit.

2. In addition to applying for a credit card on WeChat, you can also check the credit card application progress on WeChat, bind a credit card to the bank's credit card official account, and you can also check bills, handle installments and other services in one go, which is very useful. Convenient and fast.

How to apply for a credit card on a mobile phone

Method 1. Directly use the mobile webpage to apply for a card

You can directly use Baidu to log in to the online banking credit card of the bank of your choice using your mobile phone. On the online application page, select the card type to apply for, read the application contract and important tips, then select and fill in the relevant information and materials, and finally submit the information.

Characteristics of this method: single choice, only one bank can be selected, and cannot be compared with other banks.

Operating environment:

Brand model: Huawei nova7

System version: harmonyOS.2

App version: v13.3

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Method 2: Call the bank’s customer service number to apply for a card

After selecting a bank, you can also use your mobile phone to call the bank’s credit card customer service number, and then transfer to manual, and the customer service staff will help you Register well, and soon a salesperson will call you to make an appointment, and the salesperson will come to your door to handle it for you.

Characteristics of this method: The time spent waiting for the salesperson may be a bit long, and it requires enough patience.

Method 3: Apply for a card on WeChat

Nowadays, almost everyone can use WeChat by using their own WeChat to scan the QR code on the official website of the selected bank or "add friend" or Find the bank's credit card public account, and after following it, you can follow the prompts in the WeChat dialog box to apply for a credit card, check the progress, open the card, and check the bill. It can be described as a "one-stop" service.

Characteristics of this method: It will be more convenient to check various credit card information in the future, but the choices are still too single.

Operating environment:

Brand model: Huawei nova7

System version: harmonyOS.2

App version: v8.0.18

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CreditCard is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.

The form of a credit card is a card with the name of the card-issuing bank, validity period, number, cardholder name, etc. printed on the front. Consumers holding credit cards can go to a special commercial service department for shopping or consumption, and then The bank makes settlements with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

How to apply for a credit card on the mobile phone

Applying for a credit card on the mobile phone is the same as applying for a credit card online. In fact, it is the credit card you use to open the mobile phone to log in to the bank in the iPhone 13 mobile phone iOS 15.0 version. Online application page. The prerequisite is that this bank has opened a credit card online application and your area is within the application range. Moreover, applying for a credit card online via mobile phone will ultimately require staff to come to your door to serve you! For example: CITIC Bank’s dual-network credit card application mode allows users to only have a smartphone and QR code recognition software to experience the experience through the mobile Internet. CITIC Bank credit card QR code application service.

After downloading and installing the QR code software, the user only needs to scan the following QR code image, and the mobile card application page will be immediately displayed on the phone screen. The user can fill in the relevant information according to the prompts and click "Submit" You can complete the entire credit card application steps.

Method 1. Directly use the mobile webpage to apply for a card

You can directly use the iPhone 13 mobile phone iOS 15.0 version to log in to the online banking credit card online application page of the bank of your choice, and select the card to apply for. Please read the application contract and important tips, then select and fill in the relevant information and materials, and finally submit the information.

Characteristics of this method: single choice, only one bank can be selected, and cannot be compared with other banks.

Method 2: Call the bank’s customer service number to apply for a card

After selecting a bank, you can also use your mobile phone to call the bank’s credit card customer service number, and then transfer to manual and the customer service staff will Register for you, and soon a salesperson will call you to make an appointment, and the salesperson will come to your door in person to handle it for you.

Characteristics of this method: The waiting time for the salesperson may be a bit long, and it requires enough patience.

Method 3: Apply for a card on WeChat

Now, almost everyone can use WeChat. By opening WeChat 8.0.16 in the iPhone13 mobile phone iOS15.0 version, scan the official website of the selected bank. Use the QR code or "Add Friend" or search for the bank's credit card official account. After following it, you can follow the prompts in the WeChat dialog box to apply for a credit card, check the progress, open the card, and check the bill______, which can be described as a "one-stop" service .

Characteristics of this method: It will be more convenient to check various credit card information in the future, but the selection is still too single.

Where can I apply for a credit card on my mobile phone? These matters need to be clear

Nowadays, the functions of smartphones are constantly improving. In addition to making daily calls and sending text messages, they can also handle many services. For example, we can use our mobile phones to apply for credit cards, and there are more than one processing channels. Let’s take a look below.

1. Where can I apply for a credit card using my mobile phone?

1. WeChat application:

The most common way is to open WeChat on your mobile phone and follow the official credit card accounts of various banks. You can see the word "Card Application" on the menu, click on it to enter On the card application page, select the credit card you want to apply for, fill in the relevant information according to the prompts and submit it, and then slowly wait for the bank's approval.

In addition, you can also pay attention to "Tencent WeChat Credit Card" and apply for Tencent cards from various banks.

2. Alipay application:

Open Alipay on your mobile phone, enter the name of the bank you want to apply for in the life service account, follow it, enter the bank life account, select the credit card you want to apply for, and fill in the application online Just submit the information. This method is suitable for friends with a Sesame Score of 600 or above. A super high Sesame Score is also one of the reference factors for bank card approval, which helps to increase the success rate of card application.

3. Mobile banking:

Download the mobile banking APP of each bank on your mobile phone, find the credit card column on the homepage, there will usually be an option to apply for a card, click on it and select To apply for a credit card, just follow the prompts to fill in the information and submit it. The process is actually pretty much the same.

2. Applying for a credit card via mobile phone may require an interview

Because it is also a type of online application, first-card customers usually need to go for an interview, and second-card customers generally do not need an interview. , but some banks are exceptions.

Anyway, after passing the preliminary review, just wait for notification from the bank. If the bank sends a text message informing you to go for an interview at the specified time, then you must go. Remember to bring a valid ID. If you get a credit card, you must also bring the card. The real application for the card is considered successful only after the interview is successful.

How to apply for a credit card on a mobile phone

To apply for the main credit card of China Merchants Bank, you need to be aged 18-60 years old (25-60 years old for overseas residents), have certain financial capabilities and have a good credit record. Submit ID card, work certificate, financial certificate and other information.

If you need to apply for a China Merchants Bank credit card, the current application methods through mobile channels are as follows:

1. WeChat official account: You can search "cmb4008205555" on the WeChat official account and follow "CMB Bank Credit Card”. Enter "Apply for Credit Card" and fill in the appointment application information. Details can be verified by WeChat manual customer service;

2. Mobile Banking: Log in to Mobile Banking, click Home → All → Apply for a Credit Card, and select: Apply for a Card for New Customers , it is recommended to apply for a card or add an additional card;

Warm reminder: Mobile banking is temporarily unable to select a card type. If you need to choose a card type, it is recommended to apply through the official credit card website.

3. Palm Life: After logging in to the Palm Life client, select Finance → Card Application → Card Family Portrait Application.

Warm reminder: The credit card verification status is subject to the final review result.