The banks that can apply for credit cards in Xuzhou, Jiangsu are Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, etc. Credit cards refer to various media that record cardholder account information, have bank credit lines and overdraft functions, and provide cardholders with related banking services. Relevant laws of our country ("Credit card as stipulated by the Standing Committee of the National People's Congress" refers to an electronic payment card issued by a commercial bank or other financial institution that has all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. .