Guangfa Credit Card overdue 15000, unable to repay. You can contact Guangfa customer service to negotiate repayment, extend the repayment period, and pay it off in a planned way until it is too late to be sued.
If the defendant refuses to repay the loan after prosecution, and the amount owed exceeds 1 000, the court will punish the cardholder for the crime of credit card fraud according to Article 1 96 of the Criminal Law, and the cardholder will face both criminal and fine penalties.