1, different in nature: credit card account cancellation usually refers to single card account cancellation, and personal information can still be found in the bank after account cancellation; Credit card cancellation is the cancellation of the whole family, which will erase all the information of personal credit card in the bank.

2. Different impacts: After the credit card is cancelled, the cancelled credit card can be re-opened, and when it is re-opened, it will still be an old customer of the bank; After the cancellation of the credit card, you can't reopen the original credit card, you can only apply for a new credit card and enjoy the treatment of new customers.