This card is not a credit card. The credit card application is about 1 month, and the debit card is the passbook hard card of the same day.

You can't open PayPal. What is PayPay? PayPal used to be opened with an international debit card, but now it doesn't work. You must use a credit card. It is not clear whether it is a domestic credit card or an international credit card. You can apply for an international credit card of ICBC, just like the domestic credit card application procedure.

It is more troublesome to go to the branch office to find officials and small staff. You should have a reasonable reason to say that you are in a hurry.