1. Application conditions 1. Applicant for the main card: 18-60 years old and with full capacity for civil conduct, a legal and stable source of income and credit good. 2. Applicant for supplementary card: over 16 years old and capable of civil conduct; 3. Provide corresponding supporting documents: copy of ID card, proof of work income. If you meet these three points, you can usually apply for a regular card. If you want to apply for a gold card or platinum card, you need to provide sufficient financial proof to increase the application approval rate.
2. Notes 1. Choose the correct channel to apply for a card: If your personal financial situation is very good, you can go to the bank to apply directly, which will help you apply for a credit card with a high level and a large limit; if your If your personal financial situation is poor and you don’t have much documentation to prove your financial resources, it is best to apply online. 2. The application form must be filled out truthfully: when filling in the income, you can add the year-end bonus and various benefits provided by the company. It is also allowed to appropriately exaggerate the income level and job position, but the gap cannot be too large. In addition, it is also strict to submit false certification documents. Prohibited. 3. Do not apply for too many cards at the same time: Submitting credit card application materials from multiple banks at the same time will be suspected by the bank of malicious overdraft, and each bank will reject the application. Therefore, it is best not to apply for more than 3 credit cards at the same time.