As we all know, Bank of China is the most difficult to raise the limit. There is a limit on the limit. You can only withdraw the fixed limit once a year. But in fact, if you do this in the right way, the limit can be raised very quickly, and Bank of China can raise the limit very quickly. The range is very large, usually it can be as low as 40%, but every time you raise the amount, you will have to go through the credit management after the loan.

Bank of China’s quota increase path can be roughly divided into the following points:

1. Moving/financial management/overseas consumption

Overall In other words, the characteristics of Bank of China are that it attaches great importance to salary flow, assets, financial management, and deposits. It very much favors its customers. Whether it is a fixed deposit or a financial investment, it will get a relatively high score. In this way, it does not matter before applying for a card, It is effective for later use. It is generally recommended to move bricks before applying for a card. The more money, the better.

In addition, Bank of China is the bank that prefers customers to use foreign cards for consumption among all banks. Foreign currency consumption during holidays is very helpful for increasing the limit.

You don’t need to actually go abroad to make overseas purchases. You only need to use UnionPay’s Cloud QuickPass APP, as follows:

Enter UnionPay’s Cloud QuickPass and go to card management after real-name authentication. Bind your own Bank of China credit card on the page, then find the discount, click More and then scroll down to find the overseas card option. Select Taiwan in the Asian region, then select Overseas Shopping. After entering Overseas Shopping, choose any product to purchase. That’s it, be sure to note that the credit card used must be empty or the available limit is lower than the price of the selected product.

Note: Payment will be made if the available credit limit on your credit card is sufficient. After clicking to pay, the payment must have failed due to insufficient balance. At this time, you can exit the APP. In a few minutes, you will receive a text message from Bank of China to increase the temporary limit. < /p>

Process:

① Bring the above materials to the card department, tell the staff that you want to apply for an adjustment to the fixed limit, and then give the relevant materials to the staff for copying.

② When filling out the limit increase form, please note: Write down the card that has been used the most frequently and has the highest limit.

③. Waiting for the review notification

Note: If your salary turnover is relatively high, you will generally receive a substantial increase. You will receive a successful SMS after two working days.

If you don’t want to go to an outlet, you can also directly log in to the official website of Bank of China, log in to your online banking account, find the upload information, and upload and submit the prepared information pictures.

3. Curved limit increase

It is to re-apply for a higher-level credit card. The prerequisite is that you already have a credit card in Bank of China, but the limit is not mentioned. Unlike other banks, Bank of China needs to cancel the card first and then apply for the card, which is suitable for cardholders with low credit limit. If you have a temporary limit, you can reapply for a new card. The approved fixed limit is the permanent limit of your previous card plus the temporary limit.

The core of this method is the temporary limit, which is the temporary limit of Bank of China. As long as you have a repayment record, you can apply to increase the temporary limit. After the temporary quota is adjusted this time, we can then apply for a second time to adjust the temporary quota, which is generally successful.

In fact, the curve can also be used in conjunction with the previous methods of increasing the forehead.