Some credit card points are paid off once a year, but most of them are not.

By the end of the year, many membership cards and shopping cards will be cleared. Therefore, cardholders need to use all the accumulated points in these cards before the end of the year, otherwise they will be invalid.

so, will the credit card points be cleared at the end of the year, and do you need to redeem them in time? In fact, many banks' credit card points are also valid, but the validity and expiration rules of credit card points in different banks are different. Below, the analysts of Yinlv. com will take stock of the relevant rules for the validity period of credit card points of various banks.

many banks have humanized regulations on the validity period of credit card points, and credit card points are permanently valid, including ICBC (credit card application of bank center credit card center), China Construction Bank (credit card application of bank center credit card center) and Agricultural Bank (credit card application of bank center credit card center).

China merchants bank (credit card application of bank center), Minsheng bank (credit card application of bank center) and industrial bank (credit card application of bank center).

Huaxia Bank (credit card application of bank center credit card center), Postal Savings Bank, etc. As long as the cardholder does not cancel the card, the accumulated points in the card can always be valid and can be exchanged at any time. Other bank credit card points have a longer or shorter validity period.

Extended information:

The following is a summary of the validity period of the points of major banks:

1. The validity period of the credit card application of China Guangfa Bank Banking Center coincides with the validity period of the accumulated points, which will be cleared;

2. The credit card points applied for by Agricultural Bank of China Central Credit Card are permanently valid'

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3. The credit card points applied for by China Merchants Bank Central Credit Card are permanently valid;

4. The application for credit card points by Industrial Bank Central Credit Card is permanent and valid;

5. The validity period of applying for credit card points by CITIC Bank Banking Center Credit Card is the longest two years and the shortest one year;

6. Bank of Communications Bank Center Credit Card application for credit card points is valid for two years;

7. The application for credit card points by Minsheng Bank Banking Center Credit Card is permanent and valid;

8. The validity period of applying for credit card points by China Everbright Bank Banking Center Credit Card is five years;

9. ICBC Bank Center Credit Card is valid for two years;

1. China Bank Banking Center Credit Card is valid for two years;

11. Credit card application points of China Construction Bank Banking Center are valid all the year round within the validity period of the card;

12. Ping An Bank Central Credit Card is valid for three years to apply for credit card points;

13. Huaxia Bank Banking Center Credit Card is permanently valid for applying for credit card points;

14. Shanghai Pudong Development Bank Bank Center Credit Card is valid for 2 years to apply for Puka points, 4 years for Gold points and 5 years for Platinum standard points;

By the end of the year, the points in many membership cards and shopping cards will be cleared. Therefore, cardholders need to use all the accumulated points in these cards before the end of the year, otherwise they will be invalid;

so, will the credit card points be cleared at the end of the year, and do you need to redeem them in time? In fact, many banks' credit card points are also valid, but the validity and expiration rules of credit card points in different banks are different. Below, the analyst of Yinlv. com will take stock of the relevant rules of the validity period of credit card points of various banks for everyone;

Reference: Baidu Encyclopedia-Guangfa Bank

Reference: Baidu Encyclopedia-Agricultural Bank of China

Reference: Baidu Encyclopedia-China Merchants Bank (China Merchants Bank)

Reference: Baidu Encyclopedia-Industrial Bank

Reference: Bank

Reference: Baidu Encyclopedia-China Everbright Bank

Reference: Baidu Encyclopedia-Industrial and Commercial Bank of China

Reference: Baidu Encyclopedia-Bank of China.