1. Annual income requirement: the applicant has a high annual income, and the annual income after tax is required to reach more than 200,000 yuan. Platinum card is a high-end credit card, which requires the applicant to have sufficient repayment ability and credit history.
2. Credit record requirements: the applicant has a good credit record, and there is no overdue repayment, credit card cashing or bad behavior. China Merchants Bank will evaluate the applicant's credit status by reading the personal credit report.