Gold card annual fee 160 yuan/year, you can use the card three times a year, unlimited times, and you can avoid the annual fee; Platinum card, 580 yuan/year, used 10 times, unlimited amount, free of annual fee. There is no handling fee for credit card spending at home and abroad.
There is a handling fee and interest for overdraft withdrawal. Domestic handling fee is 0.5% of the cash withdrawal amount, ranging from 2 yuan to 50 yuan RMB. The interest is five ten thousandths of a day (compounded monthly). For example, take 2000 yuan, and the handling fee is 2000*0.5%= 10 yuan/pen; Interest: 2000*0.05%= 1 yuan/day.
In addition, CCB's credit card is limited by the existing quota. Only 2000 yuan can be withdrawn every day, and the accumulated amount cannot exceed 50% of the credit line. Suppose your credit line is 5,000 yuan, and the total withdrawal amount can't exceed 2,500 yuan, but the maximum withdrawal amount is 2,000 yuan per day, and 500 yuan can't withdraw it until the next day.