Can I know the specific place of consumption when swiping a credit card?

Can I know the specific place of consumption when swiping a credit card, but I cannot query the consumption project.

You can go to the bank counter with your ID card or bank card to apply for journal printing.

Supplement: How to check the bank card journal account

Go to the bank counter to check.

Use an ATM machine to make inquiries.

Log in to personal online banking for enquiries. Can I know exactly where I am spending money by swiping my credit card? For example, if I spend money in a supermarket, I can receive a text message to know which supermarket I am shopping in.

Where can I buy a Tonghua credit card for payment with the name of the card merchant on the bill?

It depends on what you buy. If your credit card is absolutely full, go to the Middle East. If you want to buy shoes, go to the first floor of Jincheng or Tongtai and Dachengzu in the Market Pedestrian Street. You can pay by credit card. If you want to buy daily necessities, go to Guangming Road. There is a small profit shop in Xintiandi, and there is a Fuwanjia Bar. I can’t remember it all. You can swipe your credit card. If you want to eat, it will be easier. You can swipe your card at some larger restaurants, but be careful not to max out your credit card. How can you spend money by swiping your credit card without a password? ?

(China Merchants Bank) Each credit card can be set to require password verification when swiping the card. If it is set to require password verification, it is called activating the "card swiping password function". If the cardholder has not activated the card swiping password function, but the merchant's card swiping machine must enter the password, he can enter 6 digits and "Confirm" or directly press "Confirm" to complete. Swipe your card through VISA, MASTER, and JCB lines, and there is no card verification function. How to withdraw cash by swiping a credit card?

Cashing out (paying the credit card money to the merchant by swiping the POS, and the merchant will give you cash), using the card to purchase goods, etc. are not normally used in the field of personal consumption. , it is illegal to use the card, and the bank may take measures to reduce the credit card limit or deactivate the card at any time after investigation. In addition, cashing out is illegal. This news also said that the poster must not step on this tightrope~

If the poster needs to consult about a credit card overdraft withdrawal, then the cash withdrawal fee is charged by each bank. They will all be different. You can check the details on the bank website. The interest on cash withdrawals is calculated at 50,000 per day starting from the day of withdrawal, and it is stipulated that the daily overdraft withdrawal per card shall not exceed 2,000 yuan.

Here Taking the China Construction Bank credit card I use as an example, the cash withdrawal fee is 0.5% of the cash withdrawal amount, with a minimum of 2 yuan.

For example, the poster overdrafted 2,000 yuan in cash and paid it back 10 days later

The total *** amount that needs to be repaid = cash withdrawal principal + cash withdrawal fee + cash withdrawal interest

=2002000*0.5%+2000*0.05%*10 (10 days of interest)

=200110

=2020 yuan credit card consumption failed to occur ffs

Possible reasons for credit card consumption failure:

Whether the card is in normal use and whether it has been suspended (such as overdue, suspended for cashing out, etc.);

The available credit limit is insufficient (exceeding the limited payment limit);

The password is entered incorrectly;

If you have other unknown reasons, you can ask the credit card customer service whether a password is required for credit card purchases?

Nowadays, China’s credit cards are all password-less purchases, that is to say, no password is required when making purchases. If you are asked to enter a password, just enter six random numbers. What are the fees for credit card purchases?

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Newbies should pay special attention to the following points when using credit cards:

(1) If the card issuer offers a special discount for the first year in order to attract consumers to apply for a credit card, special attention must be paid to it.

The offers in these promotions are usually short-term. Don’t be fooled by the moment. When choosing a credit card, you still have to give priority to long-term benefits.

(2) Avoid applying for more cards than you can afford. Evaluate your spending habits, needs, and financial situation before deciding which credit cards to choose.

(3) You must sign the new card immediately when you receive it, and cut the old card into pieces to avoid unauthorized use.

(4) You must keep your credit card safe and report the loss immediately if it is lost.

(5) Regardless of credit card or debit card, you must maintain a good credit record.

(6) Cash advance is convenient, but the price is high.

(7) Using loop credit can help you manage your finances, but please note: loop credit is a type of credit loan that allows you to pay off all your consumption at once within the payment period. A portion of the amount is paid before each payment period, but interest must be paid in addition to the recycling credit.

(8) Prevent credit card fraud.

(9) When changing your address or contact number, please notify the card issuer immediately.

(10) You do not need to pay extra handling fees when you use your card to make purchases at special stores.

(11) If you are called by a collection agency because you have not paid, you are responsible for paying off the debt immediately. In serious cases, you will bear legal liability. Is swiping a credit card to withdraw cash the same as swiping a card to spend?

If it is a China Merchants Bank credit card, it is not the same, but the key depends on the requirements of what activities you participate in. If it is an annual fee reduction or exemption policy, both cash withdrawals and card swiping count. Is paying tuition by credit card a credit card consumption?

As long as it is a credit card payment, it is a credit card consumption. You can enjoy interest-free repayment.

However, for most banks, if it is a credit card, , there should be no points for paying tuition by credit card!