Yes. First of all, if you reapply after deregistration, whether it will be approved depends on the review results. Some banks have restrictions on customers who actively apply for deregistration and can apply again within a certain period. If the information you provide has not been updated and the approval is obtained, the probability is 90% It will be the same as before, but 10 will be lower than before. This depends on your external factors, such as whether your credit record has changed and whether you have applied for credit cards from multiple banks recently.
China Merchants Bank is the first joint-stock commercial bank wholly owned by corporate legal persons. It was established on April 8, 1987.
On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange; on September 22, 2006, they were listed on the Hong Kong Stock Exchange. Mainly engaged in banking and financial services business.
In January 2022, China Merchants Bank disclosed a performance report, achieving a net profit of 119.922 billion yuan in 2021, a year-on-year increase of 23.2.
Products and Services
Debit card: It is divided into all-in-one card and golden sunflower card, which integrates the functions of fixed deposit, multi-storage, multi-currency and multi-function.
Credit card: A credit card in the form of a chip and magnetic stripe, which has all the functions of a credit card such as overdraft and points.
Golden Sunflower Financial Management: A comprehensive financial management service system for high-end individual customers, covering liabilities, assets, intermediary business and financial consulting.
China Merchants Bank All-in-One Card is an all-in-one bank card issued by China Merchants Bank since 1995.
This card is a basic personal financial account opened with a real name provided by China Merchants Bank to the public. It integrates current deposits, multiple savings types, multiple currencies, and multiple functions into one card. It has been used many times. Rated as a bank card brand favored by consumers, it is a well-known and unique bank card brand among domestic bank cards.
China Merchants Bank One Card integrates fixed deposits, multiple deposit types, multiple currencies, and multiple functions into one card, which is characterized by “safety, speed, convenience, and flexibility”.
Is there any charge for SMS reminders for China Merchants Bank credit cards?
Chinese Merchants Bank credit card SMS reminders are generally free of charge and are free of charge in most cases. However, it depends on the type of transaction and the amount of the transaction. For example, every time you make an online transaction, a text message reminder will be sent. And if the single consumption amount of China Merchants Bank credit card is less than 300 yuan, SMS reminders will no longer be sent for domestic POS card consumption (including quick payment).
Is there any charge for sending text messages with China Merchants Bank All-in-One Card?
For China Merchants Bank All-in-one Card, the SMS notification service is 3 yuan/month/card, and it is free for the first 3 months (including the month of activation). For customers with Golden Sunflower and above levels (reduced by customer number), pension accounts, subsistence allowance accounts, medical insurance accounts, and unemployment insurance accounts, mobile phone text message notifications are free.