You can call the bank customer service phone to handle it. Call the customer service phone of each bank's credit card center and learn that many banks, such as Bank of China, Shanghai Pudong Development Bank, China Everbright Bank and Xingye Bank, have opened the temporary freezing function. If the cardholder temporarily loses his credit card, he can apply for temporary freezing first, and once the card is recovered, he can cancel it by phone.

Some banks' credit card freezing service cycle is short, and if it exceeds the time, it will be regarded as automatic loss reporting, and the corresponding handling fee will be charged. The customer service of China Merchants Bank said that no matter when calling to apply for a temporary freeze on the same day, it will only be kept until the next day 15: 30. If the cardholder finds the card or fails to find the card within this time, he should contact customer service in time. If he doesn't call customer service, he will report the loss automatically, and it will cost 60 yuan to report the loss.

Extended data:

Although temporary freezing can save money, people in the banking industry remind that the temporary freezing function does not mean reporting the loss, and the losses incurred during the temporary freezing period are still borne by the cardholders themselves.

It should be noted that there is a time limit for temporary freezing, which is generally 24 hours. What needs to be reminded here is that the temporary freeze of the credit card will automatically turn into a formal freeze after it expires, and the loss reporting fee will be deducted from the credit card account. The function of temporary freezing is to minimize risks, but it is not without risks. Take the risk yourself.

References:

Baidu encyclopedia-bank card