If a credit card is not activated, it will not expire within the validity period. The validity period of a credit card is generally three years. Once this time has passed, the credit card will automatically become invalid. Generally, the validity period of a credit card is calculated from the day it is approved. The validity period is usually marked below each credit card number. The standard format is the year first and the month last. No matter which bank issues the credit card, as long as you successfully approve the card, regardless of whether you activate it or not, the bank will not automatically invalidate the credit card for you. Generally, it will not be automatically invalidated until the validity period of the credit card expires. In other words, the credit card can be activated and used until the end of the validity period. If you do not want to use the credit card after receiving it and do not activate it, it is best to cancel the card, because some special credit cards will also charge annual fees if they are not activated. Cannot be redeemed or reduced. As long as the card is approved, the annual fee will be charged, regardless of whether the card is opened or not. The only solution is to explain to the bank staff that you did not activate the card due to other reasons when answering the bank's return call after applying for the card. Generally, after applying for a credit card, there are several ways to activate it at a branch: Bring your ID card to the bank counter to activate.
Telephone activation: Call the customer service number on the back of your credit card to activate. Activate according to customer service prompts.
Online activation: Log in to the credit card center website. Each bank has different websites, but the activation steps are roughly the same. For example, with Everbright Credit Card, log in to the Everbright Bank Credit Card Center online and directly select the "Online Activation" option to activate the credit card. 1. Online banking activation
Cardholders can log in to the card-issuing bank's online banking, activate the online page, fill in relevant information according to the prompts, and then set a transaction password. When finished, click Activate.