hello, if you have a credit card of China merchants bank, installment shopping means that you pay the amount of goods with your credit card at one time, and then you repay it in installments instead of paying it all at once. Shopping by installment is interest-free, and there is no handling fee if you shop by installment through China Merchants Bank Credit Card Mall. Other websites or merchants need to check with the merchants when shopping in installments. \xd\\xd\\xd\ Shopping by installments, you can choose the number of installments, such as repayment in three or six installments, that is, credit card repayment has a cycle. "Billing date" refers to the date when the card issuer summarizes the cardholder's accumulated outstanding consumer transaction principal, cash withdrawal transaction principal, expenses, etc. every month, calculates the interest and calculates the amount that the cardholder should repay. "Due repayment date" refers to the latest date when the cardholder should repay all the payable amount or the minimum repayment amount stipulated by the card issuer (the consumption amount can be repaid before the due repayment date, and it can be returned to the credit card before 24 o'clock on the repayment date at the latest). For example, if the 5th of each month is the billing date and the 23rd of each month is the repayment date, the consumption from the 5th of last month to the 4th of this month will be repaid on the 23rd of this month. \xd\\xd\\xd\ will be repaid in three installments, so you can understand that the repayment will be made in three installments on the repayment date. \xd\\xd\\xd\? \xd\\xd\\xd\?