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Will it affect the vehicle to apply for a credit card with a driving license?
Yes

If you apply for a credit card with your car license plate, you can apply for a large credit card. Generally speaking, it is beneficial. If you are unable to repay, it will have an impact on the vehicle at this time.

Motor vehicle driving license is a legal document that allows motor vehicles to drive on roads in China. The driving license consists of the cardholder, the first page and the second page.