The credit protection service of China Bank of Communications is open to credit cards. The main contents are:

1. China Bank of Communications shall provide payment services to credit cards one day after the monthly bank credit card statement. The cardholder issues a balance reminder, and a repayment text message reminder is sent to the cardholder three days before the due repayment date every month and on the due repayment date. It needs to be sent 3 times a day.

2. The bank will automatically extend the interest-free repayment period for two days. Cardholders can follow the agreed repayment channels and be exempted from late fees for overdue repayments within two days from the date of repayment. and interest.

3. Insurance function: If the cardholder dies or becomes disabled due to an accident, Bank of Communications will be responsible for compensation and exempt the cardholder from the outstanding balance on the credit card account as of 0:00 on the day of the accident. and pay an additional RMB 2,000 as condolence payment to the cardholder.

You can now cancel the credit protection service through the official credit card mobile website, online banking, telephone banking and other channels. If canceled during the service period, the fees already collected will not be refunded.