If you only have an ID card and cannot provide other materials required by the credit card issuer, you will not be able to apply for a credit card.

According to Article 38 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks", the card-issuing bank shall publicly and clearly inform the applicant of the application materials and basic requirements that need to be submitted. The application materials must be personally signed by the applicant. Cards shall not be issued without the customer's knowledge or against the customer's wishes.

The credit card supplementary card application materials accepted by the card-issuing bank must be confirmed by the main cardholder's personal signature, customer service phone recording, electronic signature, or a method mutually recognized by the cardholder and the card-issuing bank.

Extended information:

Article 42 of the "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks" The card-issuing bank shall determine the required (optional) elements of credit card application materials based on overall risk management requirements , missing (selected) required information or required options in credit card application materials, application materials on behalf of others (excluding business travel cards and business purchase cards issued by the unit, and supplementary cards issued by the principal cardholder), signatures on behalf of others, application materials No credit card will be issued without signature.

Credit cards shall not be issued if there are doubtful information in the credit card application materials, missing review comments, failure of reviewers at all levels to sign (sign, seal, enter work code), or lack of system review records.

Baidu Encyclopedia - Measures for the Supervision and Administration of Credit Card Business of Commercial Banks