Letter of Commitment for Loan
With the development of society, we need to use letter of commitment in many cases. Letter of commitment means that the promisor fully agrees with the offeror's offer and is expressed in written form. In order to make it easier and more convenient for you to write the commitment letter, the following is the loan commitment letter I have compiled for reference only. Let's take a look.
Loan Commitment Letter 1
The borrower is RMB 1,. Yuan, with a term of year, month and day). In order to promise that this loan will be executed in earnest according to the contract and returned at maturity, the shareholders: voluntarily undertake the repayment commitment responsibility for this loan, and the commitment method is joint and several liability commitment, and voluntarily take family property as the second repayment source. At the same time, make a commitment to the loan: promise that the loan will be used according to the purpose, pay interest on a monthly basis, and pay off the principal and interest of the loan at maturity. The scope of commitment includes all debts under the main contract, including but not limited to: loan principal, interest, penalty interest, compound interest, liquidated damages, damages, execution fees, evaluation fees, legal fees and arbitration fees, and all expenses incurred by the lender to realize the creditor's rights.
Family members of the legal representative of the borrower:
year month day
Note: The above-mentioned relevant personnel must have their own signature and seal
(with the ID card of the promisor). 2
Mr./Ms. XXX:
I borrowed RMB 1, from you (see the Loan Agreement for details). I promise to undertake unlimited joint and several liability guarantee for the settlement of the above debts and related expenses with personal property and company property. At the same time, xx% shares of xxxx Co., Ltd. are used as the liability guarantee.
we hereby promise.
Signature of the promisor:
ID number:
MM DD YY
Shareholder's signature:
ID number:
MM DD YY loan commitment letter 3
The borrower (person) borrowed from your company on MM DD YY (in words, the fixed economic income provides a guarantee for this loan, and promises to bear all joint and several liability for the borrower's debt. As a loan contract, this letter of commitment guarantees that the contract has the same legal effect as the main contract. If the borrower fails to repay the principal and interest of the loan on time, he agrees to enforce the joint and several guarantee responsibilities he has performed according to law.
First guarantor (signature)
Guarantee amount
Second guarantor (signature)
Guarantee amount:
Letter of Commitment on July 5, XXX 4
Nanhua Jindi Microfinance Co., Ltd.:
****** Due to the delivery of "* * * * * * * *. In particular, I applied for a mortgage loan of RMB (in words:) from Nanhua Jindi Microfinance Co., Ltd., with a loan term of one month, and Chuxiong Yongsheng Real Estate Development Co., Ltd. also assumed joint liability guarantee for this loan.
I hereby promise
Undertaker:
March 28th, 212
Pledge of Commitment on Loan 5
The borrower and the company name signed the Loan Contract (contract number) on. The borrower (hereinafter referred to as "I") solemnly promises:
1. I promise to return the above loan of RMB 1, Yuan only before.
2. If the annual information is reported to the relevant banks and guarantee companies, we agree to accept arbitration by the Arbitration Commission.
3. If it is exposed in relevant media in the year and month.
4. If I fail to repay the loan at maturity, I agree to pay the interest at the original agreed interest rate during the overdue period, with the monthly interest rate as the interest rate, and I will collect the liquidated damages for overdue repayment at the daily interest rate of three thousandths according to the overdue days.
5. if I fail to repay the above loan by the date of, I will voluntarily dispose of my related property by the creditor at a price of 5% of the market price to pay off my debts.
promisor (signature):
Letter of Commitment for Loan dated June 6
When the borrower needs to borrow money from the finance department for handling the company's business, the borrower promises to voluntarily abide by the company's financial system and to act according to the regulations.
1. When traveling abroad due to work needs, the president or the president's authorized person can advance the travel expenses after approval, and reimburse them within 5 working days after returning.
2. Unplanned expenses shall be examined and approved by the president or the president's authorized person
3. Requirements for expenses payment and reimbursement
(1) Reimbursement bills must be national unified invoices, and business receipts cannot be reimbursed;
(2) All expenses must comply with the national tax laws and regulations, and the agent should indicate the purpose as far as possible when reimbursing;
(3) Handwritten invoices must be clearly written, and the quantity and amount must be complete;
(4) The name of the company on the invoice must be the same as that of the reimbursement company, otherwise it cannot be reimbursed;
(5) After the check, cash and settlement money borrowed by each department are processed, they should submit the relevant vouchers (invoices, expense vouchers, etc.) to the Finance Department for reimbursement and write-off within one week.
(6) All loans and prepayments can only be borrowed and paid after the previous account is settled. If it is really too late to settle the previous account due to business needs, the reason must be explained to the financial supervisor, and the loan can be paid after approval. Probation period personnel are not allowed to borrow money, which is borrowed by the department manager.
4. overdue reimbursement and unpaid accounts, The loan shall be deducted from the salary of the current month
XXX
2xxx xx date loan commitment letter 7
Personal loan commitment letter Personal loan contractNo.: Borrower's name: ID number: Lender: guarantor of Bank of China branch (branch): ID number: Mortgagor's name: ID number: Special note: Borrower, guarantor, The Mortgagor should carefully read all the clauses under this Contract, especially the clauses indicated in bold type. For the clauses that you don't understand, You can borrow money from
an individual
ContractNo.:
Borrower's name:
IDNo.:
Lender: China Bank Branch (Branch)
Guarantor:
IDNo.:
Mortgagor's name:
IDNo.:
Special note: Once the Borrower, the Guarantor and the Mortgagor sign this Contract, it is deemed that the Borrower, the Guarantor and the Mortgagor have understood and agreed to all the terms of this Contract.
in accordance with relevant laws and regulations, on the basis of equality and voluntariness, in order to clarify responsibilities and abide by credit, all parties to this contract have reached an agreement through full consultation, and guarantee that * * * will abide by it.
loan terms
article 1 loan amount. According to the borrower's application, the lender agrees to issue personal loans (hereinafter referred to as loans) to the borrower after examination, with the amount of RMB (in words) and RMB (in figures).
article 2 purpose of loan. The loan is used for. The borrower shall not use the loan for other purposes for any reason. If the Borrower fails to use the loan according to the purpose agreed in this contract, the Lender has the right to charge a penalty interest for the misappropriated loan, which will increase by% according to the loan interest rate agreed in this contract from the date of misappropriation. If the loan interest rate agreed in this contract is adjusted, the penalty interest will be charged by stages.
article 3 loan interest rate. According to the relevant regulations of the People's Bank of China, the loan interest rate is determined as monthly interest rate ‰, and the interest is calculated from the date of loan release and settled monthly. If the loan term is less than one year (inclusive), the loan interest rate mentioned above is fixed, and the interest rate agreed in this contract shall be implemented regardless of whether the legal interest rate is adjusted, and interest shall not be calculated by stages; If the loan term is more than one year, the aforementioned loan interest rate will be fixed for one year. The interest rate to be implemented will be determined on the loan release date of each year according to the legal interest rate of that day, and the lender will announce the adjustment of the legal loan interest rate in the business place.
article 4 the term of the loan is months, from (to). The actual lending date and maturity date are subject to the loan receipt, which is an annex to this contract and has the same legal effect as this contract.
article 5 the borrower irrevocably authorizes the lender to transfer the loan to the account opened in the bank in the name of the borrower after this contract comes into effect (bank:; Account number:) to pay for the purposes listed in Article 2 of this Contract. The above-mentioned behavior is regarded as the borrower drawing the loan, and the lender has the right to supervise the use of the loan.
article 6 the lender and the borrower agree that the borrower will repay the principal and interest of the loan on a monthly basis (except one-time principal and interest repayment) from the month following the loan issuance, and the repayment date is the day of each month. The borrower voluntarily repays the principal and interest of the loan according to the following method (if the date of loan release is different from the date of deduction, the repayment amount of the first and last installment shall be calculated according to the actual number of days):
(1) Equal principal and interest repayment method: the sum of the principal and interest is RMB yuan per month;
(2) average capital repayment method: the sum of principal and interest will be repaid in the first installment, and the interest will decrease month by month;
(3) repay the principal and interest once due;
(4) Others:
Article 7 The borrower shall open an account, account name and account number in China Bank, and guarantee to deposit the deposit with full repayment of principal and interest in the current period before each repayment date, and at the same time authorize the lender to deduct the loan principal and interest from the account on the repayment date of each month. If the funds in this account are insufficient to repay the current payment, the lender can offset the funds in other accounts opened by the borrower with the loan creditor's rights. If the account currency is different from the loan currency, it shall be converted at the exchange rate announced by the People's Bank of China on the day of offset. The Lender shall notify the Borrower of the above-mentioned withholding behavior.
article 8 the borrower shall repay the loan principal and interest on schedule. if the borrower fails to repay the loan principal and interest as agreed in this contract, the lender has the right to charge the overdue loan principal and interest with a penalty interest of% from the overdue date according to the interest rate agreed in this contract. If the loan interest rate agreed in this contract is adjusted, the penalty interest will be charged by stages. If the borrower overdraws by repaying the loan principal and interest with Great Wall Credit Card, it shall immediately and unconditionally repay the overdraft principal and pay the overdraft interest at the credit card overdraft rate. Lenders have the right to directly collect money from borrowers according to the method of recovering credit card overdraft.
article 9 if the borrower needs to repay the loan in advance, it shall notify the lender in writing one month in advance, and it shall be irrevocable after being confirmed by the lender. At the same time, the Lender has the right to collect the loss compensation at the rate of ‰ of the prepayment amount.
article 1 during the validity period of this contract, in case of any of the following events, the lender has the right to announce the early maturity of the loan under this contract and issue a prepayment letter to the borrower and the guarantor, requiring the borrower to pay off part or all of the loan principal and interest (including overdue interest) within the time limit specified in the prepayment letter:
(1) the borrower violates the terms agreed in this contract.
(2) The borrower himself has no heir, guardian, property custodian or legatee due to loss of civil capacity, being declared missing or dead;
(3) The successor, guardian, property custodian or legatee of the borrower refuses to perform the obligation of repaying the loan principal and interest for the borrower;
(iv) the borrower fails to repay the loan principal and interest on time for three consecutive payment periods or six cumulative payment periods during the contract period;
(5) The borrower repays the loan principal and interest by credit card overdraft for three consecutive payment periods;
(6) the borrower misappropriates the loan;
(7) according to the guarantee clauses of this contract, the guarantor needs to perform its obligations in advance or the lender disposes of the collateral in advance due to the guarantor's violation of the guarantee clauses;
(8) according to article 68 of the contract law, the lender has definite evidence to prove that the borrower has other circumstances that may affect the repayment of the principal and interest of the loan to the lender, and the letter of commitment "Personal Loan Letter of Commitment".
article 11 if either lender or borrower needs to change the loan terms of the contract, it must notify the other party in writing, and the changes can only be made after both parties reach a written opinion through consultation and obtain the written consent of the guarantor. Unless otherwise agreed in this contract.
Article 12 The relevant expenses required for the conclusion and execution of this contract shall be borne in the following ways:
Mortgage clause
Article 13 The mortgagor voluntarily mortgages his property with the right of disposition to the lender (i.e. the mortgagee) as a guarantee for repayment of the loan under the loan clause of this contract, and guarantees to bear legal liabilities. See the Collateral List attached to this contract for details of collateral.
article 14 the scope of mortgage guarantee includes the loan principal and interest under this contract (including the penalty interest calculated and collected according to article 2 of this contract and the penalty interest calculated and collected according to article 8 of this contract), the principal and interest of credit card overdraft caused by loan repayment and various expenses for realizing creditor's rights.
article 15 the mortgage period starts from the date of mortgage registration and ends when the main debt is fulfilled. The Mortgagor shall deposit the certificate of other rights of the mortgaged property or the certificate of mortgage registration with the Mortgagee for safekeeping on the day when the mortgage under this Contract is established and registered.
article 16 during the mortgage period, the mortgagor shall properly keep the collateral, be responsible for the repair and maintenance, ensure that the collateral is intact, and accept the supervision and inspection of the lender at any time.
article 17 if the value of the collateral decreases due to the fault of the mortgagor during the mortgage period, the mortgagor shall bear the responsibility, and the mortgagor shall provide the lender with a guarantee equivalent to the reduced value within 3 days or within the time limit specified by the lender. If the mortgagor can't provide a guarantee with equivalent value, the mortgagee can choose to dispose of the collateral in advance to exercise the mortgage right.
article 18 during the mortgage period, if the mortgagor rents the collateral, it shall notify the lender; Where the mortgagor disposes of the ownership of the mortgaged property by selling off, paying off debts, giving away, etc., it must obtain the consent of the lender. If the mortgagor disposes of the collateral without authorization, which causes the lender's losses, the mortgagor shall bear the responsibility.
article 19 mortgage registration shall be carried out at the relevant competent authorities when setting collateral, and the mortgagor shall cooperate with the lender and guarantor.
article 2 if the lender announces to recover the loan in advance due to the circumstances mentioned in article 11 of this contract, but it has not been paid off, the lender has the right to dispose of the collateral in advance.
article 21 the borrower shall apply for insurance with an insurance company, and the mortgagee shall be the first beneficiary of the insurance. During the mortgage period, the borrower shall not interrupt or cancel the insurance for any reason. In order to prevent the interruption of insurance, the lender may take out insurance instead of the borrower, and the insurance expenses shall be borne by the borrower, and the insurance rights shall belong to the lender. During the mortgage period, if the collateral suffers losses within the insured scope, or the value of the collateral decreases due to the behavior of a third party, the insurance compensation or damages shall be used to pay off the secured creditor's rights to the lender in advance.
article 22 the guarantee established in this mortgage clause is independent. under any circumstances, this mortgage clause will not be invalid or revocable because the loan clause it guarantees is invalid or revocable.
guarantee clause
the guarantor agrees to provide the loan for the borrower under this contract at the request of the borrower.