How long does it take to apply for a Ping An Bank credit card?
Ping An Bank’s credit card takes about 20-30 days from application to issue. Under normal circumstances, from the time Ping An Bank receives the applicant's information, it will complete the review in about 10 working days. If the review is passed, Ping An Bank will complete the card issuance in about 2-3 working days. The bank will then mail it to the applicant by registered mail, and it will take about 7-15 days for the cardholder to receive the card.
How long does it take to apply for a Ping An Bank credit card?
Ping An Credit Card usually takes about 10 days to process. After applying for a credit card, users can call the bank’s customer service hotline 95511 to check the progress.
To apply for a credit card from Ping An Bank, you must also meet the following conditions:
1. Be over 18 years old and have full capacity for civil conduct;
2. Have a stable income, able to repay the loan on time;
3. Good personal credit, with a valid identity document.
If the user's application for a Ping An Bank credit card is rejected, he or she will generally get a reply from the bank: The personal comprehensive score is insufficient.
The following are some reasons why Ping An Bank’s credit card application was rejected/failed, which can be analyzed and investigated based on the user’s own application situation.
1. Application information is incorrect or missing
The main reference for banks to review credit cards is card application information. If the application information provided by the user is incorrect or missing, this may directly lead to Application rejected.
2. Insufficient financial strength
If you want to apply for a high-level credit card, it is best to provide additional financial proof, such as real estate certificate, driving license, deposit slip, financial management certificate, and five insurances Proof of one-payment deposit, etc.
3. Bad credit report
If the user has a bad card usage record, such as overdue credit card, credit card cash-out, etc., or a bad loan record, the bank will directly reject the card.
Extended information
Things to note when applying for a Ping An Bank credit card, the first application and the second application:
1. Aged 24 or above, and other For credit cards from other banks, if you have not applied for a safety card in the past month, the highest limit on other bank’s cards (must be issued in the next bill) is mentioned in the range of 20-80. In other words, the original 35,000 cards from other banks have a minimum of 4W, and the upper limit of application is 15W (for customers).
2. Credit cards from other banks must not be overdue in the past month. You can have it even if your card application is rejected. If your Ping An card is rejected, you must change all of his addresses and work units.
3. Submit the application directly to Ping An’s official website. Be sure to choose the Travel Gold Card and test other ones. The credit limit is very low, and customers are required to submit a mobile phone verification code.
4. There are two types of card application materials. One is a white account, and the basic card for a white account is around 5000-2W, and the other is a card from another bank (see the form for application information, let the customer fill it out).
5. If the company has qualifications, try to let customers pick it up themselves. You need to prepare a work landline number and a family landline number. Customers who need to pick up the card in person should prepare a mobile phone card so that users can check the credit limit and check the progress of card application. Ping An now requires code verification to check the progress.
The following is an introduction to how to increase the limit of Ping An Credit Card:
① If you apply for a Ping An Bank car owner card, you will get free nationwide roadside assistance, complimentary personal insurance services, etc., and an annual fee of 300 Yuan, if the specified amount is reached, the amount will be reduced.
② During the period of applying for a safety card, there is an event where you can get ETC by spending 30,000 yuan. The credit card balance will be automatically deducted through the expressway every month. It is very convenient to take the expressway now.
③Use the Ping An Car Owner Credit Card when paying car insurance every year and making offline purchases.
④Use Sifang cardless payment software to swipe your card, and swipe large amounts to save on fees, and you can invest or pay off other credit cards.
⑤The most important point: use credit card management software to avoid overdue payments.
Ping An Bank Official Website - Frequently Asked Questions
How long does it take for the Ping An Bank credit card review results to be released?
After applying for a Ping An Credit Card, it usually takes 3-5 working days to complete the approval. Whether the application is successful is evaluated based on your comprehensive qualifications. You can log in to the Ping An Pocket Bank APP-Credit Card-More-Card Services-Card Application Progress to check the card application progress. If you need to inquire about Ping An Bank's credit card business, you can click the link below and select "My" in the lower right corner - exclusive customer service or follow Ping An Credit Card's WeChat public account (paxyk95511) for consultation.
A Ping An credit card application usually takes a few days to process.
A Ping An credit card application generally takes about 15 days to process. You can call Ping An Credit Card Center at 95511 to inquire.
Application conditions:
A natural person who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation can apply with his/her valid identity document and card issuance Other documents required by the institution are required to apply for the main credit card personal card from the card issuer.
Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has Many special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".
Ping An Bank Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen in 2015. It was upgraded to a credit card franchise with secondary legal person qualifications and relatively independent operations.
Ping An Bank is one of the main business departments of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China.
As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of RMB 5.461 billion and total assets of over RMB 130 billion. Its head office is located in Shenzhen, and its business outlets are currently located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou and other places.
Reference material comes from: Baidu Encyclopedia - Ping An Credit Card
How long does it take to apply for a Ping An Bank credit card?
After the Ping An Bank Credit Card Center receives the applicant's application information, it will The review will be completed within 15 working days. The specific review time will be determined based on the personal information provided. After the bank completes the review, it will take about 3 working days to produce the card, and then send the credit card by registered mail. After sending the credit card, the applicant can receive the credit card in about 7-15 days, and the whole process takes 20- About 30 days.
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How long does it take to apply for a Ping An Bank credit card?
Usually apply for a Ping An Bank credit card The time from submitting the application to receiving the credit card is 15 to 40 days, and the longest is no more than two months. There are four steps to apply for a Ping An Bank credit card: submit application, review information, make a card, and issue the card by mail. The specific process is as follows:
1. As long as the submitted application materials are complete, your application information is received from the review department , it usually takes 8 working days to complete the review;
2. After passing the review, a card will be made for the customer within 2 working days;
3. Send it to the customer by registered mail according to the billing address We will send it to customers by registered mail, usually within 15 days.
To apply for a Ping An Bank credit card, you must choose formal channels. You usually go to a bank branch to apply, log on to the bank's official website, or contact a salesperson to come to apply. Choose the method that suits you, and don't be blinded by fake agencies.
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Usually, Ping An Bank takes no more than two months to process a credit card, and the fastest is about 15 days.
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That’s all for the introduction of how long it takes to apply for a Ping An Bank credit card.