Because the specific number of stages and the corresponding handling fee rate can be selected according to the actual situation of the landlord, such as the model purchased by the landlord? Or merchants who want to buy materials. Therefore, it is recommended to directly consult the home improvement business /4S shop or consult the local CCB outlets. Of course, the charge amount will also be clearly listed in the purchase order after swiping the card, which should be noted.

For example, suppose the merchant's 36-stage installment fee rate is 12% and the total installment amount is 30000.

Principal of each installment = 30,000/36 = 833.33 yuan.

One-time installment fee =30000* 12%=3600 yuan (it can also be charged on a monthly basis, if it is monthly, the monthly fee =3600/36= 100 yuan/month).

The first installment repayment amount = the first installment principal+one-off installment fee =833.33+3600=4433.33 yuan (if the monthly installment fee is charged, the monthly installment repayment amount = installment principal+monthly installment fee =833.33+ 100=933.33 yuan).

The amount of each installment is settled in the same bill as other transactions of your credit card, and the installment part is recorded on the bill date. According to the "all payable amount of this bill" shown in the bill, it can be repaid before the due repayment date.