Not bad, as long as the conditions are met, the minimum annualized rate is 6%

2. What is the interest on CCB's credit loan?

About 4.5%. The credit loan interest rate of China Construction Bank is floating, and the specific interest rate changes according to market conditions. Under normal circumstances, the credit loan interest rate of CCB is around 4.5%, but the specific value of the interest rate will change due to different market conditions. In addition, CCB's credit loan interest rate may also be affected by factors such as loan term, lender's credit status and lender's operation. Therefore, if you want to get accurate information about the interest rate of credit loans, I suggest you contact the customer service staff of CCB or consult the website or physical counter of CCB.

3. What is the annual interest rate of China Construction Bank's 200,000 yuan loan?

In order to accurately calculate the loan interest, we need to know the amount, interest rate, years, loan types and repayment methods. Loan calculation formula: loan interest = loan amount, loan interest rate and loan term. In principle, the loan interest rate of each bank is different, and it fluctuates up and down the benchmark interest rate of the central bank.

Take the credit loan interest rate of China Construction Bank as an example. The annual interest rate of the benchmark loan of CCB is 4.35% from 6 months to 1 year (inclusive), so the annual interest rate of the loan is 200,000,004.35% 65,438+0 = 0.87 million yuan.

4. What is the credit loan interest rate of China Construction Bank?

The interest rate of China Construction Bank 202 1 credit loan is as follows:

The interest rate of short-term loans for more than six months (inclusive) is 4.35%; Loan interest for half a year to one year (including 1 year)

Medium and long-term loans. The loan interest rate for one year to three years (including three years) is 4.75%; The third is 4.75%; The interest rate for loans over five years is 4.9%.

China Construction Bank (established in 1954 and in June of 10) (later located at No.25, Beijing Financial Street on March 2, 1996. It is a large state-owned bank managed by the central government and a national deputy ministerial unit.

CCB has branches and subsidiaries mainly in business, personal banking and region, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.

CCB has a broad customer base, and its network with many large enterprise groups and leading enterprises in China's economic and strategic industries covers major areas of the country. On June 30th, 20 16, the British "Banker" magazine published the ranking of 1000 big banks in the world.

20 17 February, BrandFinance released the list of top 20 brands, ranking among the top 500 in the world with 3 1.

20 18 February, the "Top 500 World Brands of 20 18" compiled by the World Brand Laboratory was announced, and China Construction Bank ranked 203rd. 20 19 was selected by fortune 20 19 in July.

Belt and Road ranked 40th among the top enterprises in China 100. 20191February, brand Lili model 100 brand. 201965438+February 18 100 list, CCB 202065438+1October 4th, and won the evergreen award of Caijing in 2020. In March 2020, it was selected as one of the top 500 global brands in 2020 13.

Personal housing loan business refers to loans issued by CCB or natural persons entrusted by CCB to purchase, build and overhaul various types of housing in Chinese mainland cities and towns.

Construction includes personal housing loans, personal housing mortgage loans (including personal first-hand housing loans, personal re-trading housing loans, second-hand housing loans, personal commercial housing loans, personal housing mortgage loans, etc. ) and provident fund loans.

20 14 10 10 started on October 9th. CCB supports the reasonable housing loan demand of residents' families. For families who purchase the first home by loan, the minimum down payment ratio of the loan is 30%, and the lower limit of the loan interest rate is 0.7 times of the benchmark loan interest rate. It is determined by factors such as records and repayment ability.