It takes about 25 days for the Bank of Communications to apply for a credit card online and receive the card. Generally, the bank can complete the review within 7-15 days.
If the application is approved, the card letter will be mailed by registered mail, which will usually be received 10 days after it is sent. The Bank of Communications Credit Card Center will notify you by SMS after the card is sent. If the application information you provided temporarily fails to meet the card issuance requirements of the Bank of Communications Credit Card Center, the Bank of Communications will also notify you of the review results by text message or letter. Extended information
1. Credit card application conditions
Be 18 years old or older but not more than 65 years old; you need your second-generation ID card; have proof of employment and income stamped with the company’s financial seal Proof; no bad credit record; other proof of financial resources, such as real estate, cars, stocks, bonds, etc.
2. Credit card application
After entering the official website, there will be a new account application on the column page. Click Apply. There are many types of credit cards. Choose the card type that suits you best. Click Apply immediately below and complete the first step of information, name, ID card, etc. The information here must be true and the system will automatically check it.
Filling in detailed information will help with the approval of the quota. The more detailed the better, especially the phone number, which must be entered correctly, otherwise failure to receive the call during the return visit will affect the approval. After the information is completed, you will be asked to wait for review. Generally, the review will be completed in 3 to 7 working days. During this period, you will be called back for a follow-up visit, so be sure to answer the call.
3. Being over 18 years old is a mandatory requirement for applying for a credit card. However, without proof of employment, it is easy to be rejected when applying for a credit card. Therefore, if you do not have an employer, it is best to have real estate under your name, or For fixed assets such as cars or if you have a stable source of income, you can also go to the bank where the transaction occurs to obtain a bank statement and apply to the bank. If your income source is relatively stable, your application success rate is still very high.
Reference: Bank of Communications official website-credit card application