How to check credit card overdue records
Check credit card overdue records as follows:
1. If individuals want to check credit card overdue records, they can log in to the People's Bank of China to collect information. Register and submit an inquiry application on the website of the credit center;
2. You can call the central bank credit center in various places to inquire;
3. Bring your ID card directly to the local credit center Credit center inquiry;
4. Personal information subjects have the right to obtain their credit reports for free twice a year.
Article 17 of the "Credit Reporting Industry Management Regulations"
Information subjects may inquire about their own information from credit reporting agencies. Personal information subjects have the right to obtain their credit reports for free twice a year.
Article 18
If you inquire about personal information from a credit reporting agency, you must obtain the written consent of the information subject and agree on the purpose. However, this is excepted where the law stipulates that inquiries may be made without consent.
Credit reporting agencies shall not provide personal information in violation of the provisions of the preceding paragraph.
Article 19
If a credit reporting agency or information provider or information user uses standard contract clauses to obtain the consent of the personal information subject, it shall make provisions in the contract that are sufficient to attract the attention of the information subject. prompts and provide clear explanations in accordance with the requirements of the information subject.
Where can I check whether I have bad records (including bank, criminal, etc.)
There are two ways to check my bad records.
1. Bring your identity document to the local central bank branch and public security agency to print credit reports and criminal records on your own.
2. You can also check your bad records online with your ID number.
So, how do we check our criminal records online?
First of all, you need the ID number and name of the person being queried. If you have a mobile phone number, you can query more data about the person being queried.
Just open WeChat and click Search: Haofangchacha in the upper right corner.
Enter the information and click Query to query your criminal information. The data is shared by data platforms such as the National Public Security Bureau, Procuratorate, and Cyberspace Administration of China. Users can query their own big data and credit status, obtain various indicators, and query their network black index scores, blacklist status, criminal records, criminal forms, litigation status, judicial information overview, breach of trust enforcement status, etc. Types of important data information, etc.
Based on the actual local work and the needs of convenient services, various localities can increase the number of inquiry acceptance units, and can also use online processing, self-service processing and other methods to carry out criminal record inquiries.
How to check credit card overdue records
How to check credit card overdue records?
Cardholders who want to know their credit history can check it by checking their personal credit report.
Three ways to check personal credit reports
1. To check on the website of the Central Bank (People's Bank of China), you need to log on to the website of the Central Bank Credit Center to register, submit an application, and check yourself credit report;
Specific query steps:
The first step is to search the Credit Reference Center of the People's Bank of China in your browser and click on the official website;
The second step is to Click on the Internet Personal Credit Information Service Platform. If you have an account, you can log in directly. If you do not have an account, register an account first and then check;
The third step, after logging in, click on Information Services and choose to apply for credit information ;
The fourth step is the verification method. You can choose this according to your own situation. Check all the credit information;
The fifth step is the final prompt "Your credit information query" The request has been submitted. Please visit the platform to obtain the results after 24 hours. If the identity verification fails, please apply again. To ensure the security of your information, the credit information you applied for will be automatically cleared after 7 days. Please obtain the query results in time. ";
The sixth step is to log in to the China Credit Information Platform the next day to obtain credit information.
2. For inquiries from central bank branches, you can inquire on-site through the credit reference centers of various central banks. You need to bring your valid identity certificate and a copy, and fill in the relevant inquiry application issued by the People's Bank of China. It usually takes 2 to 3 working days. The query results will come out. According to regulations, you can check it once a year for free;
3. For inquiries at other bank outlets, you can inquire through ATM machines deployed by some banks, or on the bank website.
That’s it for the introduction of how to check bad credit card records.