Bank credit card payment is to find someone to help you pay. According to the relevant public information, bank credit card payment is a transaction in which a third party is entrusted to pay on behalf of the bank. Each bank accepts the entrustment of the customer to handle the collection and payment of designated funds. It needs to be initiated by enterprises and institutions through batch files, starting from their own units. The settlement account is used to make payments to the bank card account designated by the cardholder. It is a new payment method. Therefore, bank credit card payment on behalf of the bank card means asking someone to help pay.