Guangfa Credit Card Complimentary Insurance can be optionally purchased. Credit card complimentary insurance means that when banks promote credit cards, they provide insurance to credit card holders. Cardholders can enjoy the bank's insurance services when using their credit cards to make purchases. However, the coverage of credit card gift insurance is relatively narrow. It can only protect cardholders from problems caused by bank operation errors or other force majeure reasons during the use of credit cards, and cannot cover all risks. Therefore, if you need better protection, you can voluntarily choose to purchase corresponding commercial insurance while purchasing bank products.