How to check the repayment date of China Construction Bank's credit card
The methods to check the repayment date of China Construction Bank's credit card are:
1. WeChat query. Follow the "China Construction Bank" official account on WeChat and click "Credit Card" - "Bill/Repayment/Limit Management" after entering to view the credit card repayment date; or follow the "Longka Credit Card" official account and send "Repay" after entering. If you click the keyword "Payment Date", the system will push the query method, and the cardholder can query the repayment date according to the page prompts.
Operating environment:
Brand model: iPhone13
System version: iOS15.0
App version: v8.0.18
2. Check the bill. CCB will send credit card statements to cardholders every month on the statement date, with the credit card repayment date on the statement.
China Construction Bank Credit Card is a credit card launched by China Construction Bank. They are all named "Dragon Card" and include Dragon Card prestigious school card, Dragon Card business card, Dragon Card car card and other different types to meet customers' domestic and overseas transactions, Family care, installment financial management and other consumer needs.
The grace period for credit card repayment is 3 days. The grace period for CCB credit card repayment is automatically provided by the bank, so you don’t need to apply for it yourself. If the cardholder forgets to repay on the repayment date, he can repay within 3 days after the repayment date. As long as the payment is received before 7:00 am on the third day, it will be considered a normal repayment.
The repayment funds must be received before 7 a.m. on the third day after the repayment date, otherwise it will be considered overdue. Once a credit card is deemed overdue, CCB will calculate interest and report it to the credit report, which will have an impact on the cardholder's credit.
The repayment date cannot be modified directly with CCB credit card, but the repayment date can be modified indirectly by modifying the statement date. After the billing date is changed, the repayment date will be changed accordingly, which is equivalent to the user modifying the repayment date. Users can only modify the billing date once per year. If the modification is successful in the current month, it will not take effect until the following month. Repayment must be made according to the original repayment date in the month of modification. In addition, the billing date cannot be selected arbitrarily. The billing date must be selected among the dates specified by China Construction Bank. Some dates cannot be set as the billing date.
Cash withdrawal limit for CCB cards:
Overseas, the daily cumulative amount of cash withdrawals (cash withdrawals) for ordinary cards shall not exceed US$500, those for gold cards shall not exceed US$1,000, and the monthly withdrawal shall not exceed US$5,000. Dollar. China Construction Bank Credit Card provides customers with cash withdrawal (cash withdrawal) services, and cash withdrawal fees are required for cash withdrawals. According to the relevant regulations of the People's Bank of China and the State Administration of Foreign Exchange, within the country, the cumulative amount of cash withdrawals (cash withdrawals) per card per day shall not exceed RMB 2,000 (excluding withdrawals at overpayment outlets).
Cash withdrawal (cash withdrawal) includes two situations: overdraft withdrawal and overpayment cash withdrawal. One is overdraft cash withdrawal, and the other is overpayment cash withdrawal. Overdraft cash withdrawal is a small cash loan provided by China Construction Bank to customers to help customers flexibly deploy funds when they are in urgent need.
How to check the repayment date of China Construction Bank credit card?
Network query. Visit the CCB website (), log in to "Personal Online Banking", or enter the "Credit Card Channel" (creditcard.ccb.com). The query content includes limit information, accounting information, consumption points, issued bills, unissued bills, etc.
Mobile banking inquiry. Use a mobile browser to visit wap.ccb.com, or use the CCB mobile banking client (currently supporting IOS and Android operating systems). The query content includes limit information, accounting information, issued bills, unissued bills, etc.
SMS query. Use the mobile phone registered with China Construction Bank to edit the text message "311# last 4 digits" and send it to 95533. The query content is the repayment amount, minimum repayment amount and due date of the latest bill issued.
Network inquiry. Manually query accounting information at the outlet counter, or through self-service equipment (automated teller machines, automated teller machines, all-in-one deposit and withdrawal machines, etc.). The query content includes credit limit information, current bill (all repayments due, minimum repayment amount), billing date, due repayment date, etc. The branch can also check the transaction details.
Telephone inquiries.
Call the credit card service hotline and you can automatically query according to the voice prompts or transfer to manual query. The query content includes credit limit information, current bill (repayment due date, all repayments, the minimum repayment, and the repayment amount) , balance, bills issued, bills not issued, recent repayment records, etc.
How to check the statement date and repayment date of China Construction Bank credit card?
Customers can check the billing cycle in the "Overview" through the "Credit Card-Bill Inquiry" menu of CCB Mobile Banking, and the expiration date is the billing date. In addition, the customer's billing date will also be indicated on the card letter when the customer receives the CCB credit card, and multiple CCB credit cards must use the same billing date.
On the credit card statement date, CCB will send the CCB credit card statement to the customer through the bill delivery method agreed with the bank when the customer signed the contract. The customer's current credit card repayment date will be clearly marked on the statement.
(In case of business changes, please refer to the actual situation.)
How to check the repayment date of CCB credit card
The repayment date of CCB credit card can be logged in CCB Bank For inquiries on the official website, you can log in to China Construction Bank's mobile banking to make inquiries, or you can directly call China Construction Bank's customer service number to make inquiries. 1. For inquiries on the bank's official website, you can log in to the official website of CCB Bank, then click to enter the "Credit Card" interface, select "Credit Card Inquiry", and you can inquire the billing date and repayment date of your CCB credit card. 2. For mobile banking inquiries, you can log in to China Construction Bank's mobile banking, and then click "Bill Details" on the "Credit Card" page to check the repayment date of your CCB credit card. Or click the "" button directly on the APP homepage, and then click to open "Calendar". The calendar will be marked with the repayment date and billing date of your CCB credit card in the current month. 3. For customer service phone inquiries, you can directly call China Construction Bank’s customer service phone number 400-820-0588 for inquiries. You can choose voice self-service inquiry or manual service for inquiry.
This is the end of the introduction on how to check the credit card repayment date of CCB and how to check the credit card repayment date of CCB. I wonder if you found the information you need?