First, your age range should be between 18 and 65.

Secondly, you need to provide proof of identity to the bank, such as ID card, military officer card, armed police card, etc.

Secondly, it has a stable ability to repay the principal and interest;

Finally, your credit history should be good.

If the above conditions are met, you can submit application materials to the bank:

The first is the work certificate, which can be the work unit certificate stamped by the work unit or the work permit.

Followed by proof of income, such as bank payroll records, bank running water and so on.

Third, proof of financial resources, such as the real estate license under the name, or the purchase contract, or the pre-sale contract, or the mortgage contract, or the formal purchase invoice.

Finally, if you have other bank credit cards, you can provide a copy of the card and a copy of the latest bill.