2. If the credit card bill has been repaid in installments, the cardholder needs to call the bank customer service phone to apply for suspension of installment before prepayment. However, there are also bank regulations that even if repayment is made in advance, the handling fee for each period will be charged as usual.
That's how to pay off all credit cards in advance.
Disadvantages of applying for credit card online
1, security needs to be strengthened: online credit card application may encounter Trojan hackers, and there are certain risks in filling in information such as identity online;
2. I don't know much about the detailed terms: because the applicant is not familiar with the credit card, he will not know enough about the calculation method of the late payment fee, interest and cash withdrawal fee of the credit card when handling the card;
3. The credit limit is not high: because the online application bank has not received the applicant's income certificate, in order to reduce the risk, the online application credit card limit is usually low, so if you want to apply for a credit card with a higher amount, you'd better go to the bank in person.
This article is mainly about how to pay off the credit card in advance, and the content is for reference only.