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Can a credit card withdraw money at the window?
If you use our credit card, our credit card supports cash advance through ATM, bank counter, online banking and telephone.

Every credit card needs to set a transaction password, and only when the cash withdrawal function is turned on can it be withdrawn.

Access: Log in to credit card online banking, click "Card Management" → "Transaction Password Management" and follow the prompts.

More ways

Mobile banking: log in to the credit card mobile banking, enter Card Management → Transaction Password Management, and follow the prompts.

Telephone voice: dial the credit card service hotline to verify your identity, press 3, and then press 3 to enter "transaction password setting and modification".

Handling fee, interest and limit

Handling fee: the handling fee for RMB cash advance in China is 65,438+0% of each cash withdrawal amount, and the minimum handling fee is 65,438+00 RMB for each cash withdrawal; The handling fee for overseas cash withdrawal is 3% of each cash withdrawal amount, and the minimum charge is USD 3 or 30 yuan RMB (USD 5 or 30 yuan RMB for American Express Card-Centurion Black Gold Card and American Express Card-Centurion Platinum Card). There is no inter-bank handling fee for cash advance.

Interest: Cash advance does not enjoy interest-free repayment. From the date of cash withdrawal to the date of settlement, interest will be charged at a daily rate of 0.5 ‰, with compound interest on a monthly basis.

Limit: Generally, the advance cash limit is 50% of the credit limit (except for cards with special provisions). At the same time, the maximum daily withdrawal amount of each card in China is RMB 2,000; The daily cumulative cash advance of each overseas non-UnionPay line shall not exceed the equivalent of 1 ,000 USD, the cumulative cash advance of 1 month shall not exceed the equivalent of 5,000 USD, and the cumulative cash advance of 6 months shall not exceed the equivalent of 1 ,000 USD.