The initial amount of Huawei card will be higher than the actual amount. Generally speaking, the initial amount of Huawei cards will be higher, but the actual amount still depends on the applicant's credit status, which is generally lower.

1, Huawei card

(1) Huawei Card is an exclusive digital credit card created by Huawei, UnionPay and cooperative banks for Huawei mobile phone users. It has both digital and physical dual-card attributes and is committed to providing users with a minimalist, safe, transparent and healthy digital credit card service experience. In 2020, Huawei made its debut at the spring new product online conference.

(2) Huawei Card, as the first mobile phone manufacturer in China to cooperate with banks to be compatible with electronic and physical credit cards, is of great significance to the industry. Co-branded cards are common, but it is the first time that mobile phone manufacturers and banks have cooperated to be compatible with electronic and physical dual cards. The unique Huawei card brand label has improved Huawei Pay's payment service system. Huawei Card is a powerful supplement to Huawei's wallet financial services. As a high-label product, it is conducive to increasing user stickiness and fan effect, and enhancing Huawei Pay's brand influence in China.

2. Advantages and disadvantages of Huawei card

Advantages: In essence, Huawei credit card is a digital virtual card, which is convenient to use. You can directly bind the card to Huawei wallet without manually entering the mobile phone number and verification code. In terms of rights and interests, you can enjoy the annual fee exemption for the first year, and Huwei pays the annual fee exemption for the second year; To be cashed back; VIP room courtesy, flight delay insurance, theft insurance, aviation accident insurance, 9-share exchange, 9 yuan movies, wonderful 365 and other benefits.

Disadvantages: consumption returns to the existing restrictions, and not every payment is cashed back. You need to choose Huawei wallet for online payment. In terms of credit limit, some users reported that if they had applied for a credit card at CITIC Bank before and applied for a Huawei card again, the credit limit would have an impact.

3. How to use Huawei card?

(1) bind Huawei card to Huawei Pay for payment. Huawei card can also be bound to third-party payment methods such as WeChat, Alipay and China UnionPay.

(2) After Huawei card is bound to Huawei Pay, NFC can be used for offline POS payment, bus and subway payment and online App payment.

(3) Merchants with UnionPay or Huawei Pay brand logo can use Huawei Pay NFC or payment code to pay, and you can tell the cashier to use mobile phone flash payment or Huawei Pay to pay; Double-clicking the power button or sensing near the POS machine can quickly wake up Huawei Pay.