1. Log in to the official website of Guangfa Bank, select petty cash in installment financing, and fill in the petty cash amount, number of installments and other information as required by the website.
2. Then enter the transaction password, mobile phone dynamic password, etc.
3. After entering the information, click Submit Application and the system will automatically review it.
4. After receiving the SMS notification from Guangfa Bank, the application for credit card reserve is successful.
Operating environment: Huawei nova4 10.03.31
1. Caizhijin is the cash installment of Guangfa Credit Card. Reserve fund, i.e. financial fund, is a credit card service that provides cardholders with overdraft transfer and repayment in installments. Cardholders can apply to our bank to borrow a sum of cash in advance and pay a certain handling fee to repay in monthly installments, which is the overdraft cash withdrawal and installment repayment business. After the application is successful, the bank will deduct the amount not exceeding the total credit limit from the credit card through overdraft and transfer it to the designated domestic bank settlement account of the same name. Colored fat gold can be divided into ordinary colored fat gold and exclusive colored fat gold. Ordinary Caizhi Gold can be divided into 3/6/12/18/24 periods. The corresponding processing rate of each period is 0.95/0.75/0.75/0.75/0.75, and the annualized interest rate is 17.02/15.27/16.22/16.42/16.43 respectively. ;The exclusive (large) financial intelligence fund can be divided into 6/12/18/24/36 issues. The corresponding processing rates for each period are 0.8/0.7/0.7/0.75, respectively, and the annualized interest rates are 16.27/15.16/15.36/15.38/16.24 respectively. The handling fee for each period = the approved payment amount * the base handling rate for each period, and will be deducted on a periodic basis.
2. The reserve fund is a financial intelligence fund project of Guangfa Bank. It roughly means borrowing a sum of money from the bank and then remitting the money to the bank designated by the customer (it seems to be necessary). It is my own Domestic savings account, Guangfa Bank is free, other banks will charge remittance fees), and then use Guangfa credit card to repay in installments. In addition to repaying the principal, you also need to pay a total handling fee of 7.5 in each installment.
3. Guangfa Bank has 15 first-level branches, 35 second-level branches and 6 direct sub-branches, as well as a Macau branch and a Hong Kong representative office, with a total of more than 500 business outlets, and is related to the following The agency has established an agency relationship. There are 917 banks in 83 countries and regions around the world, initially forming a pattern of large-scale urban commercial banks. According to the ranking of the world's 1,000 major banks set by the British Banker magazine, China Guangfa Bank has been selected into the top 500 global banks for four consecutive years.
4. The business scope of China Guangfa Bank is all banking businesses stipulated in the Commercial Bank Law, which mainly includes: absorbing public deposits, issuing short-term, medium-term and long-term loans; handling settlements; handling bill discounts; and issuing financial bonds; Agent for the issuance, redemption and underwriting of government bonds; buying and selling of government bonds; engaging in inter-bank lending; providing letter of credit services and guarantees; acting as an agent for fund collection and payment and insurance business; providing safe deposit box services; foreign exchange deposits; foreign exchange loans; foreign exchange remittances; foreign exchange; international settlement; Foreign exchange settlement and sale; inter-bank foreign exchange borrowing; acceptance and discounting of foreign exchange bills; foreign exchange borrowing; foreign exchange guarantee; issuance of foreign exchange credit cards; buying and selling of foreign currency securities other than stocks; issuance and agency issuance of foreign currency securities other than stocks; self-operated and agency foreign exchange transactions; Acting as an agent for the issuance and payment of foreign credit cards; offshore financial services; credit reporting, consulting, and witnessing services. Other businesses approved by the People's Bank of China and the China Banking Regulatory Commission.