There is no such thing as a second batch of credit cards, but the speed and mode of the approval system determine the speed of the approval results. My old club, CCB, adopted the mode that the system automatically scores suspicious or special items and turns them into manual scores, which can produce results within 1 minutes. The Agricultural Bank of China now uses a similar mode. This bank holds many customers' background data, such as payroll and mortgage, and obtains the credit information of the People's Bank of China through your approval. Now CCB, Pudong Development Bank. At present, many banks launch electronic credit cards, that is, they can get the card number, validity period and CVV code immediately after the approval results are issued. Through SMS, they can directly apply for credit cards online, including CCB, China Merchants Bank, ICBC, ABC, Bank of Communications, CITIC, Minsheng, Pudong Development Bank, Ping An and Everbright, and CCB, ABC and Bank of Communications have virtual cards.

If necessary, you can apply by yourself. If you don't understand, you can add my credit card, which can be approved in seconds. There are many. However, I personally feel that these second-batch credit card rights are not particularly good. Of course, the threshold for his bid is relatively low, which I admit.

Let me give you an example. The threshold of Bank of Communications is very low, and it is approved every second. However, except for the 56-day repayment of Bank of Communications, this right is ok, and the rest of the rights and interests are really not very good.

and then it can be approved by Industrial Bank in seconds. Industrial Bank's rights and interests can be exempted from annual fees for life? Of course, you are applying for this thing.

Then, Shanghai Pudong Development Bank can also approve in seconds. The rights and interests of Shanghai Pudong Development Bank are also free of annual fees for life. Of course, his rights and interests, except this one. I think there is basically nothing else.

then, China citic bank can also approve it in seconds. CITIC Bank's rights and interests are not so much. Well, I feel that his rights and interests are nothing, because I didn't feel interesting after applying for CITIC Credit Card for a long time, and I cancelled it again.

then there is the credit card of Minsheng bank. The credit card of Minsheng Bank is characterized by a relatively high credit card amount, which is slightly higher than that of other bank credit cards. This may be his rights and interests. As for how to use it specifically, I can't say, because I don't hold this credit card after all.

and then these are the basic batches. Let me focus on China Merchants Bank here. China Merchants Bank, although it can't be approved in seconds, the application threshold is not particularly high. Because the rights and interests of China Merchants Bank are particularly good, it can be said that it is a credit card among credit cards. Many people hold China Merchants Bank's credit card, and he raised it very quickly. His card holding capacity in China is second only to aunt's bank. From this point, we can see that his rights and interests are still very good. I suggest that the landlord also apply for a China Merchants Bank card to use. After all, we apply for a credit card just to enjoy more rights and interests. If the rights and interests are particularly small, to be honest, it really doesn't mean anything.

then I will focus on recommending an aunt who can do it, that is, ICBC. Industrial and Commercial Bank of China, although the bidding door is relatively high, um, the amount of cards issued is not very high. But you often use it, and I will bring it up slowly. One of his biggest characteristics is that the installment rate is very low. That is to say, when you are in urgent need of money, you can use his money by stages after revealing it, and use it as a loan card. Because the rate of other banks is much higher than that of this aunt's bank, it is not worthwhile, only the rate of aunt's bank is relatively low.

then it's basically not so good to ask other banks for equity. If it is, one more thing is. What kind of car spring does the landlord need, then I suggest that the landlord apply for a car-only card. If the landlord wants the rights and interests of any airline to be a plane, then the landlord will handle this aviation special card. The landlord should consider this point.

There are not only one but also two credit cards in batches. I wonder why so many people say no.

Minsheng, Xingye and China Everbright can be approved in seconds, as long as there are suitable application channels and corresponding qualifications.

show me the evidence first, and then talk about the principle.

This is the result of applying for a client three months ago. I was also surprised by this result, and the quota was quite impressive.

Let's talk about Xingye first. The requirements for Xingye are very simple, and there is no overdue. The credit card of other banks has been used for more than half a year, and the information and materials are consistent with the credit report. If the total credit is not high, it is basically approved every second. The limit is the average limit of all credit cards. Xingye's quota is within 15 minutes. If you don't receive a text message for more than 3 minutes, you will receive a text message within 1-3 working days after switching to manual review. Application channel: the two-dimensional code exclusive to the account manager of the branch

Minsheng Bank values sesame score most, and it is basically possible to score above 68. If it is not overdue, the information can be found truly, and the application materials must be consistent with the information in the credit report. Generally, you can receive the text message that passed the preliminary examination within 5 minutes. However, the system of Minsheng Bank is easy to get crazy, and it is difficult to predict the card approval in many cases with reference to the big data information on the network. Application channel: the employee of the cooperative merchant recommends the QR code of the card.

employees of China Everbright Bank and Card Center apply for the QR code of the card, and the information is true. There is no abnormality in the inquiry of the company's industrial and commercial network. Basically, they can receive the text message that passed the preliminary examination within 1 working day.

I'm Wang Long. Welcome to ask me questions, focusing on credit card and banking.

there is no second batch of credit cards. Generally speaking, it takes as little as a week and as long as several months to apply for a credit card. The processing time varies from bank to bank, or it is affected by other minor problems.

bank of communications credit card: to apply for a bank of communications credit card, the card will be approved within 7-1 working days after receiving the completed application form and the complete supporting documents required for handling the card. If the application is approved, the card letter will be sent by registered mail, usually 1 days after it is sent, and Bank of Communications will notify you by SMS after the card is sent. If the application materials provided fail to meet the requirements of Bank of Communications for the time being, Bank of Communications will also notify the audit results by SMS or letter.

ICBC Credit Card: Generally, ICBC will receive a card issuance notice 15 working days after the applicant submits the application materials; If you don't receive the bank card issuance notice after 2 working days (inclusive), it will be deemed that this application is invalid and the submitted materials will not be returned by ICBC.

Credit card of China Merchants Bank: After submitting the credit card application materials to China Merchants Bank, it will generally take 5 to 8 days to see your information entered in the progress inquiry, but it may take longer if it is sent by mail card center; After the date of entry, the results can be found in about 7 to 15 working days. During this period, if the credit card can be successfully approved, a text message will be sent to the mobile phone number you left. You can receive a new card from China Merchants Bank by registered mail to the billing address within 7 to 1 days after the card is approved. If it goes well, you will get the card 22 days after submitting the application.

credit card of China guangfa bank: generally, it takes about 15 working days for the credit card of China guangfa bank to review personal application materials. You can make a note on the application that it needs to be processed urgently (if you want to collect 8 yuan money, if it is successful, it will be deducted from the card, and if it is unsuccessful, it will not be collected. After the card is processed, it will be mailed to you by EMS). You need to explain to the business manager when you apply for the card, and you should also make a note on the application materials yourself. In addition, you should pay attention to the completeness of the application materials. Generally, if it is urgent, it will be received within half a month.

CITIC Bank Credit Card: Applicants who apply for CITIC Bank Credit Card for the first time will generally complete the review in about two weeks if the materials are submitted completely, and the results will be notified to the applicant by SMS. After the approval, the card will be sent in about 3-5 working days. When sending the card, it will be sent by registered mail or express delivery, and the registered letter or express delivery code will also be sent by SMS. If you are in a hurry, you can apply for a gold or platinum card, and the time will be shorter. However, the qualification preparation documents need to be complete, and the time is calculated from the date when the bank confirms that the information you provide is complete.

Credit cards of Agricultural Bank of China: All credit cards of Agricultural Bank of China are uniformly reviewed and issued by Shanghai Headquarters, and the review process is completed within 1 working days, and the general delivery and distribution process basically arrives within 15 working days, so applicants can generally receive and use credit cards within 25 working days.

Credit card of Industrial Bank: The credit review of Industrial Bank will be completed within 14 days. If it passes the review, Industrial Bank will start to make a card, which takes 3 days, but sometimes the staff will submit the information as needed, so it will take 15-3 days to get it.

China Bank Credit Card: It usually takes half a month for China Bank to apply for a credit card and receive it. If you submit an application form at an outlet, the outlet will usually submit it to the credit card audit department in a week or so. If it is handled in the business hall, it will take about 2 days for the audit department to audit. If it passes the audit, there will be a three-day business card printing period. The three-day business card printing will be successfully mailed by registered mail of China Post, and it will take about 7-15 days to reach the mailing address.

Credit card of China Everbright Bank: Generally, the credit card of China Everbright Bank will be issued within 15 days after accepting the application, and the bank will generally notify you by SMS (including issuing the card after approval). Generally, it will be received within 15 days after the card is issued. The credit card of China Everbright Bank is usually issued by registered mail in a week or so, indicating that those who have passed will not fail the audit. Please rest assured and pay attention to the check.

ping an bank credit card: the approval time of ping an bank credit card is about 1 working days after receiving the application materials, and the approval results will be available. Generally speaking, it takes three to five working days for the application materials to be delivered to Ping An Bank Credit Card Center by bank, salesman or mail, plus about 1 working days for review, and it takes about five working days to mail them to the reserved address after approval. Based on comprehensive calculation, it takes about 2 working days from the time when the applicant submits the application form to the time when he gets the Ping An Bank credit card.

Citibank Credit Card: There are different ways to apply for Citibank Credit Card, and the approval time is different: 1. Log in to Citibank official website and apply through its online bank credit card application channel. This method takes about 2-4 weeks to approve. 2. Apply through the Citibank Credit Card Application Channel of Card Baby. After verifying that the information is correct, there will be a formal bank credit card salesman on-site service, so that you can successfully apply for Citibank Credit Card without going out. The approval time of this method is about 2-4 weeks. 3. Go to Citibank's local outlets to apply in person with all the materials. Citibank is launching a new card-sharing activity, and it only takes 6 minutes to get the credit card at the earliest. This method takes 6 minutes to approve at the earliest, which is suitable for people who need to apply for a card urgently.

Shanghai Pudong Development Bank Credit Card: Generally, after submitting an application, Shanghai Pudong Development Bank Credit Card will go to the branch within 1-15 working days, and then send it to Shanghai Head Office, with 1 working days for review and 15 working days for sending the card.

No bank can approve credit cards in seconds, and all of them need to be audited, and the auditing of a bank is stricter than that of a bank. The bank credit card is an audit system, and the audit is because it better provides the matching of the quota. First, although banks are not approved every second, they will give a certain amount.

different from online lending, banks have a formal system, and this management form is impossible to exist in seconds, which can be said to be fair, based on the existence of personal credit, consumption records and employment relations of depositors, and it is a comprehensive level presentation, and there is still a certain presentation for bank credit cards. Moreover, when you apply for a credit card, you don't know the credit card amount at first, but you don't know what the credit card amount is until it is mailed to the cardholder. In this process, there will be no second batch behavior. Second, improve the daily consumption record and credit rating, and any bank will give you a second approval.

Actually, second batch is a concept. Although there is no second batch in banks, they are all second batches. There is a difference in time and more waiting time is needed. When you apply, you will be given a credit line after you know the basic situation of the user, which can be said to be a second batch. But? What is needed is waiting time. Third, the second batch does not mean high quality. The more credit cards that can be approved in seconds, the more cautious they need.

many people hope to reach the second batch when handling business. However, from the side, if credit cards are approved in seconds, it will inevitably lead to greater risks. Even if a single credit line is not large, the risks in the future are not small, because there is no comprehensive understanding of users, and the credit line is given at random, which will often be a big risk.

Chief Investment Officer Commentator Ximei:

Nowadays, in this society, who doesn't have many credit cards, it is mainly convenient to use and can use them in case of emergencies. It's convenient to use, but it's more difficult to apply for a credit card. It will take several days to fill in some on-the-job certificates before you can apply. Some people just want to know how to apply for a credit card quickly.

It used to take some time to apply for a credit card, but now with the rapid development of the Internet, it will be faster to apply for a card online. Just fill in the information on WeChat WeChat official account and submit it to the bank. Bank approval is faster, but the second batch is divided into groups. First of all, it depends on whether your credit is good or not, and then it depends on how many cards you have now. Then change your address three times a year according to your job stability and whether your address is stable. Work is also a certain truth, if you change jobs frequently. Banks will think that you are unable to repay in time

Now many banks can do it in seconds. Except for the four major banks, other banks approve cards relatively quickly. If you want to approve it in seconds, you must keep your credit information well before applying.

I don't know how fast you mean by "second batch".

in fact, many banks can do it if they apply and approve on the same day.

For example, Guangfa, which has always been known for its aggressiveness, has attracted investment from large card issuers, and Xingye, which has made great efforts in the past two years, as well as Pudong, CITIC and China Everbright.

However, it should be noted that, generally, only when a specific channel, a specific user and a specific credit card are handled, second batch cards will be approved. The most typical second batch cards are all kinds of "co-branded cards". As a user of other platforms, applying for a "co-branded credit card" on this platform is most likely to be approved

As the most important business component of commercial banks, credit cards pay more attention to risk control.

after all, the limit of a card ranges from several thousand to several hundred thousand, so it can't be approved by anyone who applies, can it be counted by touching his head?

Theoretically, a bank has to go through the procedures of purchasing and system to approve a credit card.