When applying for a credit card, it doesn’t matter if you don’t have proof of income. Proof of income is not required when applying for a credit card. It only serves a supporting role. It would be better if you have one, but it won’t have much impact if you don’t have one. Applicants who have a fixed job, stable income, good personal credit, and a comprehensive bank score of 25 can apply for the card.
To apply for a credit card, you must be a Chinese national, a foreigner resident in the country, or a compatriot from Hong Kong, Macao and Taiwan who is between 18 and 60 years old, has full capacity for civil conduct, has a legal and stable source of income, and has good credit. You can apply for a credit card from the card issuer with your valid ID.
The materials that need to be provided are as follows:
1. Required information: identity document
(1) For domestic persons: applicant’s ID card or military officer (2) Overseas persons: Compatriots from Hong Kong, Macao and Taiwan shall provide a copy of their pass, and other foreigners shall provide a copy of their passport.
2. Other supporting documents (please provide as much as possible to help increase your credit limit)
(1), work certificate
Work permit or work identification card ( Copy of work card), original business card, and original work certification document stamped with the official seal of the unit.
(2) Proof of income
Salary records issued by banks in the past three months (copy of salary card statement) or copy of personal income tax withholding voucher or issued by the unit Original proof of income.
(3) Copies of academic certificates, professional title certificates, professional qualification certificates, self-owned real estate certificates, self-owned car driving licenses, time deposit certificates, etc., telephone number, and telephone number of the current place of residence in the past three months. , any receipt for electricity or gas bills, other bank credit card certification documents (the originals of the last three statements) and other original documents.