1, which is a special case and negotiable. Because of the loss reporting business, the system will think that not replacing the card to report the loss is equivalent to canceling this account, so it will be regarded as early termination of installment payment when issuing the bill. Now that the card has been reissued, you can call the 400 customer service number on the back of the card and ask someone to explain the situation. It should be possible to convert the installment payment of car purchase into installment payment again.

2. What I did was to report the loss and reissue the card: the previous installment was the same as before, and the principal and handling fee were recorded in monthly installments, which can be repaid according to the bill.

3. The reason is that you don't reissue the card when you report the loss: you write down the principal of the remaining installments and the handling fee of the remaining installments at one time, and all of them are paid off.