1. Bank cards whose payment has been stopped due to legal disputes or involvement in cases can generally be canceled after the dispute is resolved or the case is closed, which takes about 6 months;

2. Bank cards due to If the bank card is stopped due to illegal activities such as cashing out or overdue use, the illegal activities should be stopped, the bank should be compensated for the losses, and the credit status can be restored before cancellation;

3. If the bank card is paid due to incorrect password, the user must unfreeze it in time. Usually within 24 hours.

The bank card payment will be stopped according to the following four situations:

1. If the overdraft is overdue, the cardholder can apply to the card issuer for cancellation after promptly repaying the overdue principal and interest. Stop payment. However, the bank has the right to reduce the amount at its discretion before lifting the stop payment, and even has the right to reduce the amount of high-risk overdue cardholders by 0 without lifting the stop payment;

2. If payment is stopped due to suspicion of cashing out: Cardholders need to provide compliant credit card credentials before applying to cancel payment (credit card credentials include credit card receipts, merchant invoices or delivery orders, etc., which can prove that the cardholder uses the card normally);

3. Stop payments to potentially risky customers: Banks must conduct verification of cardholder risk. After the potential risks are eliminated, the bank will cancel the payment stop as appropriate;

4. For counterfeit cards and counterfeit cards, the bank will not cancel the payment stop. Bank cards refer to approved credit payment instruments issued by commercial banks (including postal financial institutions) to the society, and have all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space, resulting in fundamental changes. With the application of the bank card automatic settlement system, the dream of a "checkless, cashless society" has become a reality.