The credit limit of Guangfa Bank's Taobao Credit Card is determined according to your application qualification and application materials. That is to say, because you think you have such repayment ability, and in order to reduce risks, banks generally will not give too many credit limits to cardholders who apply for this card for the first time.
Generally, the minimum amount of Guangfa Taobao Credit Card is 1000, and the maximum amount is 50000. At present, the credit card limit of Guangfa Bank is generally 3000-50000 yuan. Ordinary card amount is 3000- 10000 yuan, and gold card 10000-50000 yuan.
The amount of the applied Guangfa Bank Taobao credit card is too low. You can increase the amount in the following ways:
1, form a good habit of using cards. Generally speaking, cardholders who repay on time are more taken care of by banks. General banks will take the initiative to help you increase the credit card limit of cardholders who have transactions every month on the bill for more than 1 year.
2. For installment business or temporary line promotion, banks prefer users who withdraw cash or installment, so the relative success rate of applying for line withdrawal will be high.