In reality, most people work and live in other places, and they often choose to buy cars in other places. In this case, they must obtain a permit. So what is the process of buying a car by stages in other places? The following is a small series of Pacific Auto Network to explain the relevant content for your reference and study, hoping to help you.

1. What are the procedures for buying a car in different places by stages?

1, apply. After you are optimistic about the vehicle to be purchased, fill out the Application Form for Automobile Consumption Loan and the Credit Status Questionnaire, and submit them to the loan bank together with the relevant certificates of personal situation.

2. The bank conducts pre-loan investigation and approval. If the loan conditions are met, the bank will promptly notify the borrower to fill in various forms.

3. Notify the borrower to sign the loan contract, guarantee contract and mortgage contract, and go through the mortgage registration and insurance procedures.

4. The bank issues loans (the bank transfers money directly to the car dealer's account).

5. The borrower pays the down payment to the car dealer, and handles the car pick-up formalities with the passbook and the car pick-up note issued by the bank.

Second, what information do you need to buy a car loan in different places?

1. Have a fixed house in a different place, have long-term time deposit securities in a different place, or register a company. Without these three conditions, you can't buy a car with a loan from a different place.

2. If it is an individual car purchase, the required materials include personal ID card, household registration book, real estate license (or long-term residence permit), monthly income certificate (official form) and 2 one-inch photos. If married, a copy of marriage certificate is required.

3. If the company needs to buy a car or guarantee, the materials include: copy of business license, legal person code certificate, tax registration certificate, bank account opening permit, shareholders' agreement, company office certificate, articles of association, balance sheet, loan certificate, income statement and legal person ID card. If you borrow money to buy a car in a different place, the interest rate is the same, but if you borrow money in a different place, you must buy it there.

From the above explanation, we can understand that if you want to buy a car in different places by stages, you must meet the relevant conditions. Banks should be audited, and individuals should bring relevant materials to apply. The above is the related content compiled by Bian Xiao of Pacific Auto Network. If in doubt, please consult Pacific Auto Network.

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