However, it should be noted that if the arrears are serious and sued by the bank, and the arrears have not been returned after being included in the executor, when being included in the list of dishonesty, it should be in accordance with the provisions of Article 3 of several regulations. In the Supreme People's Court, parents are dishonest, and children can't go to private schools for high expenses.
According to "Several Provisions of the Supreme People's Court on Restricting the High Consumption of the Executed Person":
1. If parents are dishonest, children's education will be restricted, and they can also study in private schools with high fees.
2. The enrollment policies of private schools in some cities clearly stipulate that private schools should restrict children who violate their commitments from attending high-fee private schools, and those who have already enrolled should be transferred to public schools immediately.
3. Affect children's employment. Children admitted to work in civil servants, institutions and large enterprises may be rejected because their parents' credit information is seriously poor.
4. In addition, some schools that need students' political examination may also refuse the children of dishonest people. Legal consequences of overdue credit cards
Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when spending, and it will be repaid on the day of collection.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the cardholder has a certain credit limit and can repay before spending within the credit limit; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of petty cash according to the regulations, and when the balance of the petty cash account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally only refer to credit cards.
Credit card overdraft overdue repayment is a breach of contract. The bank may require the cardholder to repay the principal, overdue interest, overdue fine, cost overrun, etc. If the bank brings a lawsuit to the court and wins, the cardholder will also bear the litigation costs; Generally, cash deposits are not encouraged, and they are consumed first and then repaid.
The object of applying for credit card can be divided into units and individuals. The applicants are institutions, business units, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. Each unit applying for a credit card can get a main card and several (5- 10) sub-cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.