yes, but it's all temporary. you need to see if there is an approval from the banking regulatory bureau. The main business of banks is deposits and loans, and bank deposits and loans are their main functions. People like to deposit their money in banks, which not only has certain interest, but also has high security. Bank loans are also one of their main sources of income. Through bank loans, they can solve their urgent needs and enjoy lower loan interest rates.

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.

from August 1, 217, the annual management fee for bank cards will be cancelled, and some basic financial service charges of commercial banks will be suspended. On April 22nd, 219, China UnionPay released the Report on the Development of Bank Card Industry in China (219). On August 15th, 22, Baidu Company, baixin bank and China UnionPay launched the first digital bank card in China-Baidu Flash Payment Card. On August 31st, China UnionPay released the first digital bank card "UnionPay Unbounded Card".

On December 2, 219, the Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards was adopted at the 1785th meeting of the Judicial Committee of the Supreme People's Court, and will come into force on May 25, 221. Clearly, the user's bank card was stolen and proved that he was not responsible, and he could claim compensation from the bank.

the process of applying for a credit card and a debit card is different. When applying for a credit card, you need to bring your valid certificate (ID card or ID card copy or household registration book or household registration book copy), proof of residence, proof of unit income or proof of personal assets and other materials, and go through the relevant formalities at the bank counter. You need to fill out an application form, in which the information required is true. After filling out the application form, you should go to the head office of the bank for the record. After the head office of the bank reviews the application materials, it will take about 2 working days to issue the card to the customer. Credit cards are only available to customers aged 18 or above, and minors are not allowed to apply for credit cards.