China bank credit card installment fee rate is:
1, divided into three phases, with the rate of1.95%;
2. Six installments at a rate of 3.6%;
3. Nine issues at a rate of 5.4%;
4. When it is divided into 12 installments, the rate is 7.5%;
5. When it is divided into 18 installments, the rate is11.75%;
6. When it is divided into 24 installments, the rate is 15%.
If the cardholder's installment amount is 1000, divided into six installments, then the handling fee is 1000×3.6%=36 yuan.