The credit card has just been processed. How can I activate the new card?
Hello, credit card activation process:
First, credit card phone card opening process:
Call the credit card 24-hour customer service hotline and follow the prompts.
after selecting Chinese service in voice, select credit card, enter credit card++,enter the validity period of credit card and the three-digit security check code on the back of the card. Select the credit card opening and password setting, and then press the # key to end.
ii. card opening process of credit card online banking:
log in to the bank's official website, click the home page of the credit card center, click the card opening on the right and set the password.
verify the reserved information of credit card application, such as home phone number, ID number, etc.
3. credit card bank counter card opening process:
with my ID card and credit card, fill in the application form for special business, and let the staff handle the activation of credit card.
if you have other specific questions, I suggest you call the customer service staff of the bank, hoping to help you.
CreditCard, also called credit card. It is a non-cash transaction payment method and a simple credit service.
a credit card is a credit certificate issued by a commercial bank or a credit card company to a qualified consumer. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
the credit card stipulated in the relevant laws of China (the NPC Standing Committee's Interpretation of the Provisions on Credit Cards in the People's Republic of China and the Criminal Law of the People's Republic of China) refers to an electronic payment card issued by a commercial bank or other financial institution with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal [1-2]. On December 1, 217, the Standard of English Translation and Writing for Public Service was officially implemented, stipulating that credit cards with the English name of CreditCard
are generally special plastic cards with a length of 85.6 mm, a width of 53.98 mm and a thickness of 1 mm, with the name of the issuer, expiration date, number and cardholder's name printed on the front, and chips, magnetic strips and signature strips on the back. Cardholders can use their credit cards to shop, spend money and deposit and withdraw cash from banks.
there is no need to pay cash when spending with a credit card, and repayment will be made on the BillingDate.
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.
Credit card
How to activate a new credit card
The methods for activating a new credit card are as follows:
1. To activate at the counter of a bank outlet: just go to the bank counter with your ID card and credit card.
2. Customer service phone activation:
(1). Call the 24-hour customer service hotline shown on the back of the credit card and enter the cardholder's++and inquiry password;
(2). according to the voice prompt, select the credit card to activate.
3. Online activation:
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(1). First, log in to the online banking page of the issuing bank's credit card and enter the cardholder's++and _ password;
(2). Find the "Credit Card Activation" page, and enter verification information such as reserved phone number according to the prompts on the page. After the authentication is passed, the credit card can be activated.
1. Opening a credit card
Since the credit card application is approved and the card is sent by post, there is no guarantee that the recipient is the applicant. In order to protect the applicant and the bank from theft, the credit card has a card opening program before it is officially opened. Card opening is mainly through telephone or internet, etc., to check the relevant personal information provided at the time of application, and complete the card opening procedure after it meets the requirements. At this time, the applicant becomes the card holder, and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card.
after accepting a credit card, a credit card merchant or bank should review the validity of the credit card and the identity of the cardholder.
2. Credit card identification
The credit card has at least the following information on its face:
Front: name and logo of the issuer, credit card type (organization logo) and holographic anti-counterfeiting mark,++,English or pinyin name, activation date (generally calculated to the month) and expiration date (generally calculated to the month). The newly issued card has a chip attached to the front, and the chip account and the card magnetic stripe account are relatively independent.
back: card magnetic stripe, cardholder's signature column (signature is required after activation), service hotline,++last four-digit number or all++(to prevent fraudulent use), credit card security code (three digits immediately after++last four-digit number on the back of credit card, used for credit card activation, password management, TV, telephone and online transactions, etc.).
where can I know that the credit cards of banks have launched new cards
The news that the credit cards of banks have launched new cards can be learned through the mobile banking of major banks or Weibo WeChat WeChat official account, which pays attention to major banks.
In mobile banking, Weibo and WeChat WeChat official account, the latest news of major banks will be updated in time, so credit card news can also be seen here.
a credit card is a credit certificate issued by a commercial bank or a credit card company to a qualified consumer. The form of credit card is a card with the name of issuing bank, expiration date, number, cardholder's name and other contents printed on the front. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the specified amount.
What does the new credit card issue mean?
Hello, the new credit card issue generally refers to the credit card that has just been applied for, and the credit card has just been sent to you.
How to activate a new credit card
It is necessary to reactivate a new credit card when it expires. There are several common activation channels for major banks: First, bring your ID card and credit card to the branch counter of the issuing bank to activate it. 2. Activate online by calling the service hotline of the issuing bank. During the activation process, you need to send SMS for identity verification, and you need to ensure that the reserved mobile phone number can receive SMS normally.
after the credit card expires, what should the cardholder pay attention to:
1. Contact the issuing bank one month in advance
Contact the issuing bank one month in advance and ask for a new card, otherwise the card cannot be used after it expires. It also takes time for banks to make and send new cards, so it is best to replace them in advance.
2. Activate the new card in time
The old card can still be used after the credit card expires successfully, and the old card will be invalid after the credit card expires or the new card is activated. Therefore, be sure to activate the new card in time. Cardholders can activate their credit cards in various ways, such as telephone activation, official website activation and online banking activation.
3. Old cards should be cut and destroyed in time
Old cards may still be stolen. During the insurance period, it is necessary to cut and destroy the old cards in time after the new cards are activated.
how long is the validity period
the validity period of a credit card is generally below the credit card++,and it is generally represented by the number+/such as "xx/xx", with the month in front and the year behind it. For example, if the validity period on your credit card is 9/18, it means that the validity period of this credit card is until September 218, after which the card cannot be used.
Why do you want to set the validity period
Some people say that it is enough to set the validity period permanently. Why do you need to change the card? What a hassle!
in fact, on the contrary, the reason why the expiration date is set for the card is for security reasons.
first, the card will wear out
any card has a life, and it will be damaged to some extent after a certain process of wear and tear, so after a period of time, it is necessary to replace it with a new card to ensure that it can be swiped normally.
Second, the functions need to be updated
In order to give cardholders a better experience and service, the functions of the card will be constantly updated, for example, from the magnetic stripe card to the chip card, which has greatly improved the security performance and greatly reduced the possibility of credit card theft.
Third, risk assessment
In addition to the card itself, the bank also needs to re-evaluate the risk of the cardholder, and the financial resources and work of the cardholder will change constantly. In order to reduce the risk, the bank needs to evaluate the cardholder.
Fourth, reduce risks
For cards that have been idle or lost for a long time, the longer the validity period, the greater the probability of card theft and the higher the risk.
Fifth, increase the guarantee
Besides the above items, there is another function to add a layer of guarantee. Because when we pay online, we sometimes need to enter sensitive information such as the expiration date and the last three codes, and one more verification is also more secure.
This concludes the introduction of new credit card issuance and new credit card issuance thinking. Did you find the information you need?